The Prop Examiner

Head-to-head · Independent comparison

Blueberry Funded vs Topstep

How Blueberry Funded and Topstep stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.

The Prop Examiner · Independent analysisLast updated
3.6/ 5

Clear rules and flexible payouts; verify platform and corporate details.

Read the Blueberry Funded dossier
4.3/ 5

Mature, well-documented program with strong payout terms; minor friction from consistency rules and monthly subscription cost.

Read the Topstep dossier

On our five-dimension scorecard, Topstep rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.

Advertised maximums

The numbers, head-to-head

Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.

Profit split — headline maximum (%)

Higher is better
Blueberry Funded
90%
Topstep
100%

Entry price — lowest advertised ($)

Lower is better
Blueberry Funded
$145
Topstep
$49

Max funding — headline ($)

Higher is better
Blueberry Funded
$200K
Topstep
$150K

Our editorial scorecard (0–5)

Who wins each dimension

DimensionBlueberry FundedTopstepEdge
Pricing & value4.04.0Tie
Profit split4.04.0Tie
Payout speed4.04.0Tie
Rules flexibility4.04.0Tie
Transparency4.05.0Topstep

Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.

Advertised vs verified

At a glance

Blueberry Funded

Purchasable account sizes
$1.25K–$200K (Instant Model); $2.5K–$200K (Evaluation Model)verified
Profit split
80% standard; scaling accounts up to 90%verified
Payouts
14-day cycle, with 7-day and on-demand options availableverified
Starting price
'$145 one-time fee' for Instant Lite accountsverified
Current promo
'40% OFF' on Prime 2-Step (reduced from $325 to $228)verified
Payout minimum & methods
Minimum threshold and methods not on homepageverify before launch

Topstep

Purchasable account sizes
$50K, $100K, $150K Trading Combine accountsverified
Profit split
90% to trader / 10% to Topstep, up to the payout cap (first $10K at 100% for pre-Jan-2026 joiners)verified
Payouts
Processed during CME hours; same-day via Prop Payout/Aeropay; $125 minimum per requestverified
Entry price (monthly)
Standard Path $49/$99/$199/mo; No Activation Fee Path $95/$149/$229/moverified
Current promo
'Responsible Trading Discount' $10–$30 off when adding a Daily Loss Limit (No Activation Fee Combines)verified
Payout methods
Prop Payout to Brokerage (same-day, US), Aeropay, Wise, ACH ($30), Wire/SWIFT ($30)verified

What actually binds you

Key trading rules compared

Blueberry Funded

Phase / modelRulePublished value
InstantProfit targetNone
Single-phaseProfit target10%
Two-phase (P1/P2)Profit target8% / 6%
VariesDaily loss limit2%–5% (Instant Elite has none)
EvaluationMax overall loss4%–10% static
InstantMax overall lossTrailing Lock
VariesMinimum trading days3 days/phase or 5 days depending on plan
AllConsistencyNone specified across listed plans
AllProhibited stylesExternal signal/copy trading prohibited; Martingale & grid allowed

Topstep

Phase / modelRulePublished value
CombineProfit targetSet per account size (exact dollar figures not surfaced)verify
CombineMax lossMaximum Loss Limit (MLL) — trailing drawdown; optional Daily Loss Limit
CombineContract limits$50K = 5 (50 micros); $100K = 10 (100); $150K = 15 (150)
FundedWinning-days requirementExpress Funded needs 5 winning days of $150+; Consistency Path 3 days
CombineConsistencyBest single day < 50% of Profit Target (40% on payout path)
AllProhibited stylesProhibited-practice rules published; specifics not detailed on pages reviewedverify

Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.

Balanced view

Pros & cons

Blueberry Funded

Strengths

  • Broker-backed model positioning, emphasised as a trust/execution differentiator.
  • Very low entry sizes available ($1.25K Instant), useful for testing the product.
  • Clear daily-loss/drawdown structure with static drawdown on evaluation plans.
  • Flexible payout cadence (14-day default, 7-day and on-demand options).
  • States no consistency rule on listed plans and permits Martingale/grid.

Cons & open risks

  • Founding year, HQ, and legal entity are not disclosed on the homepage.
  • Specific trading platform names are not detailed on the homepage.
  • Crypto leverage is low (1:2), which may not suit some strategies.
  • 'Trailing Lock' drawdown on instant accounts behaves differently from static drawdown.
  • Promotional pricing (40% off) obscures the standard non-promo cost.

Topstep

Strengths

  • Long-established firm (since ~2012) with a detailed, publicly documented ruleset and help center.
  • 90% split with a relatively low $125 minimum payout and multiple withdrawal methods.
  • Clear, published contract limits and consistency targets reduce ambiguity about what passes.
  • 'No Activation Fee' path lets traders avoid a separate activation cost after passing.

Cons & open risks

  • Exact profit-target and trailing-drawdown dollar amounts per size were not surfaced on the parameters page.
  • Consistency rules (50% in the Combine, 40% on payout) can slow withdrawals after one large day.
  • It is a monthly subscription during the Combine, so costs accrue until you pass.
  • Payouts process only during CME market hours; some methods carry $30 fees or multi-day delays.

Our take

Which should you choose?

Topstep rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.

Blueberry Funded markets itself on a broker-backed model with a clear rule structure, low entry sizes, and flexible payout options. The main open questions are corporate transparency (founding/HQ) and the specific platforms behind the accounts.

Visit Blueberry FundedWe may earn a commission. Any current discount is applied at checkout; confirm the total before paying.

Topstep is one of the most established futures evaluation firms, with a transparent help center and a 90% split backed by a low minimum payout. The trailing Maximum Loss Limit and consistency targets demand disciplined trading, and a few exact figures should be confirmed at checkout. The Prop Examiner has no affiliate relationship with Topstep at this time.

Visit Topstep's official siteDirect link to the firm’s official siteDirect link to Topstep's official site. We earn no commission and are not affiliated with Topstep.

Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.

Common questions

Blueberry Funded vs Topstep FAQ

Is Blueberry Funded or Topstep better?
Our independent ratings: Blueberry Funded 3.6/5, Topstep 4.3/5. Topstep edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
Which is cheaper to start, Blueberry Funded or Topstep?
Lowest advertised entry price: Blueberry Funded from $145, Topstep from $49. Topstep has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
Which has the higher profit split, Blueberry Funded or Topstep?
Headline ("up to") maximums: Blueberry Funded 90%, Topstep 100%. Topstep advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.
Does Blueberry Funded or Topstep pay out faster?
Blueberry Funded: 14-day cycle, with 7-day and on-demand options available. Topstep: Processed during CME hours; same-day via Prop Payout/Aeropay; $125 minimum per request. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.

Cited & dated

Sources

Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.

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