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Head-to-head · Independent comparison
Fintokei vs The5ers
How Fintokei and The5ers stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
Evidence desk · Independent analysisLast updated
Established backing and strong platform support; verify per-plan drawdown and payout terms.
Established firm with transparent High Stakes rules; a stricter 'profitable days' gate and MT5-only core product are the trade-offs.
On our five-dimension scorecard, Fintokei rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Profit split — headline maximum (%)
Higher is betterFintokeiBest
100%
The5ersBest
100%
Entry price — lowest advertised ($)
Lower is betterFintokei
$44
The5ersBest
$15
Max funding — headline ($)
Higher is betterFintokeiBest
$400K
The5ers
$100K
Our editorial scorecard (0–5)
Who wins each dimension
| Dimension | Fintokei | The5ers | Edge |
|---|---|---|---|
| Pricing & value | 4.0 | 4.0 | Tie |
| Profit split | 4.0 | 5.0 | The5ers |
| Payout speed | 4.0 | 3.0 | Fintokei |
| Rules flexibility | 4.0 | 3.0 | Fintokei |
| Transparency | 4.0 | 4.0 | Tie |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
Fintokei
The5ers
- Payout minimum & methods
- Not confirmed from the official pages reviewedverify before launch
What actually binds you
Key trading rules compared
Fintokei
| Phase / model | Rule | Published value |
|---|---|---|
| StartTrader (P1/P2/P3) | Profit target | 2% / 3% / 6% |
| SwiftTrader | Profit target | 10% |
| ProTrader (P1/P2) | Profit target | 8% / 6% |
| Varies | Daily loss limit | -3% to -5% depending on program |
| Varies | Max overall loss | -6% to -10% (trailing vs static per plan not confirmed)verify |
| StartTrader | Minimum trading days | 3 days |
| SwiftTrader | Minimum trading days | 5 trading days |
| ProTrader | Minimum trading days | 3 profitable days |
| All | Consistency | Max risk per trade cited at -3%; SwiftTrader needs +3% per payoutverify |
| All | Prohibited styles | Full list not confirmed; simulated/demo environmentverify |
The5ers
| Phase / model | Rule | Published value |
|---|---|---|
| Phase 1 | Profit target | 10% (Classic variant 8%) |
| Phase 2 | Profit target | 5% |
| All | Daily loss limit | 5% (from higher of prior day close or 00:00 balance) |
| All | Max overall loss | 10% from initial balance — static |
| All | Minimum trading days | 3 profitable days (closed positions netting ≥ +0.5%) |
| All | Inactivity | Accounts expire after 30+ consecutive days with no activity |
| All | Prohibited styles | Not detailed on pages reviewed — check full termsverify |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
Fintokei
Strengths
- Backed by an established parent (Purple fintech group), with public payout reporting in the press.
- Three platform choices including TradingView, MetaTrader 5, and cTrader.
- Large account ceiling (up to $400K) and varied challenge structures incl. a swing option.
- Advertises fast average payout time and a performance reward from day one.
- Time limits are generous or unlimited on SwiftTrader/ProTrader.
Cons & open risks
- Multiple challenge types with differing splits/targets can be confusing for newcomers.
- Trailing vs static drawdown is not fully clarified per plan on the homepage.
- HQ and the precise legal entity are not stated on the homepage.
- Firm explicitly notes no regulated investment services and a simulated/demo environment.
- StartTrader carries a 180-day time limit, unlike the unlimited higher tiers.
The5ers
Strengths
- Long operating history (since 2016) with UK and Israel company registrations.
- High Stakes profit split scales from 80% toward 100%, rewarding sustained performance.
- No maximum trading-period limit on High Stakes evaluations; only an inactivity expiry.
- Low advertised entry price for the smallest account size.
Cons & open risks
- A 'profitable days' requirement (not just trading days) can lengthen the path to a payout.
- Minimum payout amount and exact withdrawal methods were not confirmable from the pages reviewed.
- Prohibited trading styles were not clearly listed on the pages reviewed.
- Forex/CFD trading is MT5-only on the core product.
Our take
Which should you choose?
Fintokei rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
Fintokei is a relatively well-established, parent-backed prop firm with broad platform support, a high account ceiling, and transparent fast-payout messaging. Buyers should map the differing splits, targets, and drawdown types across StartTrader/SwiftTrader/ProTrader to their own style. The Prop Examiner has no affiliate relationship with Fintokei at this time.
Visit Fintokei's official siteDirect link to the firm’s official siteDirect link to Fintokei's official site. We earn no commission and are not affiliated with Fintokei.
The5ers is one of the more established names in the space, with a clearly documented High Stakes ruleset and a profit split that scales meaningfully for consistent traders. The 'profitable days' requirement and MT5-only core product are tradeoffs worth weighing, and a few payout specifics need confirming at checkout.
Visit The5ersWe may earn a commission. Any current discount is applied at checkout; confirm the total before paying.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
Fintokei vs The5ers FAQ
- Is Fintokei or The5ers better?
- Our independent ratings: Fintokei 4.0/5, The5ers 4.2/5. Fintokei edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, Fintokei or The5ers?
- Lowest advertised entry price: Fintokei from $44, The5ers from $15. The5ers has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Which has the higher profit split, Fintokei or The5ers?
- Headline ("up to") maximums: Fintokei 100%, The5ers 100%. Fintokei advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.
- Does Fintokei or The5ers pay out faster?
- Fintokei: Every two weeks; advertised average payout time '3h 4m'. The5ers: Withdrawals available from the dashboard every 14 days. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.Fintokei — homepage / prop-trading page· accessed 2026-06-17
- 2.Fintokei — About us· accessed 2026-06-17
- 3.The5ers — High Stakes program page· accessed 2026-06-17
- 4.The5ers — High Stakes general rules (Help Center)· accessed 2026-06-17
- 5.The5ers — About· accessed 2026-06-17
- 6.The5ers — instruments (Help Center)· accessed 2026-06-17
- 7.The5ers — where is The5ers registered (Help Center)· accessed 2026-06-17
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