Head-to-head · Independent comparison
City Traders Imperium vs Topstep
How City Traders Imperium and Topstep stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
Flexible tiered payouts and a salary option, held back by limited platform/instrument disclosure and a scaling-based headline.
Mature, well-documented program with strong payout terms; minor friction from consistency rules and monthly subscription cost.
On our five-dimension scorecard, Topstep rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Profit split — headline maximum (%)
Higher is betterEntry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | City Traders Imperium | Topstep | Edge |
|---|---|---|---|
| Pricing & value | 4.0 | 4.0 | Tie |
| Profit split | 4.0 | 4.0 | Tie |
| Payout speed | 4.0 | 4.0 | Tie |
| Rules flexibility | 4.0 | 4.0 | Tie |
| Transparency | 4.0 | 5.0 | Topstep |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
City Traders Imperium
Topstep
What actually binds you
Key trading rules compared
City Traders Imperium
| Phase / model | Rule | Published value |
|---|---|---|
| 2-Step | Profit target | ~10% then 5% (Step 1 / Step 2) |
| Instant Funding | Profit target | 10% target to scale |
| 2-Step | Daily loss limit | Per-step limits ($125–$5,000 by size) |
| 1-Step | Daily loss limit | Not explicitly stated on pageverify |
| Most models | Max overall loss | Up to 10% (1-Step capped 5%; Instant 6%) |
| All | Minimum trading days | 3 profitable days (per step where applicable) |
| All | Consistency | Not explicitly detailed on pages reviewedverify |
| 1-Step | Prohibited styles | Unusually permissive (martingale, news, 3rd-party EAs referenced as allowed) |
Topstep
| Phase / model | Rule | Published value |
|---|---|---|
| Combine | Profit target | Set per account size (exact dollar figures not surfaced)verify |
| Combine | Max loss | Maximum Loss Limit (MLL) — trailing drawdown; optional Daily Loss Limit |
| Combine | Contract limits | $50K = 5 (50 micros); $100K = 10 (100); $150K = 15 (150) |
| Funded | Winning-days requirement | Express Funded needs 5 winning days of $150+; Consistency Path 3 days |
| Combine | Consistency | Best single day < 50% of Profit Target (40% on payout path) |
| All | Prohibited styles | Prohibited-practice rules published; specifics not detailed on pages reviewedverify |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
City Traders Imperium
Strengths
- Low entry point ($2,500 accounts from $29 promo) and a small-account on-ramp.
- Tiered payout system progressing to on-demand withdrawals and a 100% split at Silver+.
- Optional monthly-salary track (Gold), unusual in the prop space.
- 1-Step program is notably permissive on strategy (EAs/news/martingale referenced as allowed).
- Education/academy resources bundled with funded accounts.
Cons & open risks
- 'Up to $4M' is a scaling/multi-account headline, not a single-account size.
- Trading platforms and the full instrument list are not clearly disclosed on the pages reviewed.
- Higher splits and faster payouts are gated behind tier progression (Bronze → Silver → Gold).
- Drawdown caps differ by model (5% / 6% / 10%), so the rules vary by what you buy.
- Promo-driven pricing makes the standard non-promo cost harder to confirm.
Topstep
Strengths
- Long-established firm (since ~2012) with a detailed, publicly documented ruleset and help center.
- 90% split with a relatively low $125 minimum payout and multiple withdrawal methods.
- Clear, published contract limits and consistency targets reduce ambiguity about what passes.
- 'No Activation Fee' path lets traders avoid a separate activation cost after passing.
Cons & open risks
- Exact profit-target and trailing-drawdown dollar amounts per size were not surfaced on the parameters page.
- Consistency rules (50% in the Combine, 40% on payout) can slow withdrawals after one large day.
- It is a monthly subscription during the Combine, so costs accrue until you pass.
- Payouts process only during CME market hours; some methods carry $30 fees or multi-day delays.
Our take
Which should you choose?
Topstep rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
City Traders Imperium pairs a low-cost entry and an education-led brand with a tiered payout model that can reach 100% splits and an optional monthly salary. The main gaps are undisclosed platforms/instruments on the pages reviewed and a headline ($4M) that reflects scaling rather than a single account.
Topstep is one of the most established futures evaluation firms, with a transparent help center and a 90% split backed by a low minimum payout. The trailing Maximum Loss Limit and consistency targets demand disciplined trading, and a few exact figures should be confirmed at checkout. The Prop Examiner has no affiliate relationship with Topstep at this time.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
City Traders Imperium vs Topstep FAQ
- Is City Traders Imperium or Topstep better?
- Our independent ratings: City Traders Imperium 3.5/5, Topstep 4.3/5. Topstep edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, City Traders Imperium or Topstep?
- Lowest advertised entry price: City Traders Imperium from $39, Topstep from $49. City Traders Imperium has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Which has the higher profit split, City Traders Imperium or Topstep?
- Headline ("up to") maximums: City Traders Imperium 100%, Topstep 100%. City Traders Imperium advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.
- Does City Traders Imperium or Topstep pay out faster?
- City Traders Imperium: Bronze weekly; Silver on-demand; Gold on-demand + monthly salary. Topstep: Processed during CME hours; same-day via Prop Payout/Aeropay; $125 minimum per request. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.City Traders Imperium — homepage· accessed 2026-06-17
- 2.City Traders Imperium — funded account payouts guide· accessed 2026-06-17
- 3.City Traders Imperium — EAs on CTI 1-Step Challenge· accessed 2026-06-17
- 4.City Traders Imperium — forex funded trader accounts· accessed 2026-06-17
- 5.Topstep — Trading Combine parameters (Help Center)· accessed 2026-06-17
- 6.Topstep — payout policy (Help Center)· accessed 2026-06-17
- 7.Topstep — pricing and payment questions (Help Center)· accessed 2026-06-17
- 8.Topstep — Our Program· accessed 2026-06-17
More head-to-heads