Head-to-head · Independent comparison
Fintokei vs Take Profit Trader
How Fintokei and Take Profit Trader stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
Established backing and strong platform support; verify per-plan drawdown and payout terms.
Fast, flexible payouts and a clean one-step model, weighed against a lower PRO split and a simulated funded stage before PRO+.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Entry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | Fintokei | Take Profit Trader | Edge |
|---|---|---|---|
| Pricing & value | 4.0 | 4.0 | Tie |
| Profit split | 4.0 | 3.0 | Fintokei |
| Payout speed | 4.0 | 5.0 | Take Profit Trader |
| Rules flexibility | 4.0 | 4.0 | Tie |
| Transparency | 4.0 | 4.0 | Tie |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
Fintokei
Take Profit Trader
What actually binds you
Key trading rules compared
Fintokei
| Phase / model | Rule | Published value |
|---|---|---|
| StartTrader (P1/P2/P3) | Profit target | 2% / 3% / 6% |
| SwiftTrader | Profit target | 10% |
| ProTrader (P1/P2) | Profit target | 8% / 6% |
| Varies | Daily loss limit | -3% to -5% depending on program |
| Varies | Max overall loss | -6% to -10% (trailing vs static per plan not confirmed)verify |
| StartTrader | Minimum trading days | 3 days |
| SwiftTrader | Minimum trading days | 5 trading days |
| ProTrader | Minimum trading days | 3 profitable days |
| All | Consistency | Max risk per trade cited at -3%; SwiftTrader needs +3% per payoutverify |
| All | Prohibited styles | Full list not confirmed; simulated/demo environmentverify |
Take Profit Trader
| Phase / model | Rule | Published value |
|---|---|---|
| Test | Profit target | $50K Test = $3,000 (other sizes scale) |
| Test / PRO+ | Drawdown | EOD Trailing ($50K = $2,000); PRO uses Intraday drawdown |
| All | Daily loss limit | None per the comparison table |
| All | Contract limits | $50K = 6 contracts / 60 micros (no Test vs PRO difference) |
| Test → PRO | Minimum trading days | ~5 to reach PRO; 0 until first withdrawal in PRO |
| Test | Consistency | Applies to Test only; 'None' in PRO and PRO+ |
| PRO / PRO+ | Prohibited styles | No bots, no counter positions; news rule applies (none in Test) |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
Fintokei
Strengths
- Backed by an established parent (Purple fintech group), with public payout reporting in the press.
- Three platform choices including TradingView, MetaTrader 5, and cTrader.
- Large account ceiling (up to $400K) and varied challenge structures incl. a swing option.
- Advertises fast average payout time and a performance reward from day one.
- Time limits are generous or unlimited on SwiftTrader/ProTrader.
Cons & open risks
- Multiple challenge types with differing splits/targets can be confusing for newcomers.
- Trailing vs static drawdown is not fully clarified per plan on the homepage.
- HQ and the precise legal entity are not stated on the homepage.
- Firm explicitly notes no regulated investment services and a simulated/demo environment.
- StartTrader carries a 180-day time limit, unlike the unlimited higher tiers.
Take Profit Trader
Strengths
- Day-one withdrawals in the PRO account with no payout windows and no maximum withdrawal amount.
- One-step evaluation (Test) and a one-time $130 PRO fee rather than continued recurring billing.
- No scaling plan and identical contract limits between Test and PRO.
- Clear upgrade path to PRO+ live-market accounts with a higher 90/10 split and no buffer requirement.
Cons & open risks
- PRO accounts are simulated (SIM); the funded stage is not live until PRO+.
- PRO split is 80/20, lower than some competitors' funded splits until you upgrade.
- A buffer requirement applies in PRO (removed only in PRO+), and a news rule restricts event trading.
- The firm's own disclosure notes only 36.22% of Trading Tests were passed in 2025; exact minimum withdrawal not stated.
Our take
Which should you choose?
These two are closely matched — "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
Fintokei is a relatively well-established, parent-backed prop firm with broad platform support, a high account ceiling, and transparent fast-payout messaging. Buyers should map the differing splits, targets, and drawdown types across StartTrader/SwiftTrader/ProTrader to their own style. The Prop Examiner has no affiliate relationship with Fintokei at this time.
Take Profit Trader offers a streamlined one-step path to funding with genuine day-one withdrawals and no payout windows, which is a real differentiator. The trade-offs are an 80/20 PRO split, a buffer and news rule, and a simulated PRO stage until you upgrade to live PRO+ accounts. The Prop Examiner has no affiliate relationship with Take Profit Trader at this time.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
Fintokei vs Take Profit Trader FAQ
- Is Fintokei or Take Profit Trader better?
- Our independent ratings: Fintokei 4.0/5, Take Profit Trader 4.1/5. They are closely matched on our scorecard — the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, Fintokei or Take Profit Trader?
- Lowest advertised entry price: Fintokei from $44, Take Profit Trader from $150. Fintokei has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Does Fintokei or Take Profit Trader pay out faster?
- Fintokei: Every two weeks; advertised average payout time '3h 4m'. Take Profit Trader: Withdraw from day one in PRO; no payout windows, no maximum; typically ~1 business day. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.Fintokei — homepage / prop-trading page· accessed 2026-06-17
- 2.Fintokei — About us· accessed 2026-06-17
- 3.Take Profit Trader — homepage (pricing, parameters, comparison, FAQ)· accessed 2026-06-17
- 4.Take Profit Trader — NOFEE40 promo FAQ (Help Center)· accessed 2026-06-17
- 5.Take Profit Trader — Knowledge Base· accessed 2026-06-17
More head-to-heads