The Prop Examiner
Take Profit Trader

Dossier · Independent review

Take Profit Trader: the dossier

Take Profit Trader offers a one-step path to futures funding with genuine day-one withdrawals from the PRO account and no payout windows.

The Prop Examiner · Independent analysisLast updated

Short verdict

Take Profit Trader stands out for fast, flexible payouts and a clean one-step model, weighed against a lower PRO split and a simulated funded stage before PRO+; watch out for pRO accounts are simulated (SIM); the funded stage is not live until PRO+.

4.1/ 5Our rating

The Prop Examiner verdict-in-brief

Fast, flexible payouts and a clean one-step model, weighed against a lower PRO split and a simulated funded stage before PRO+.

$150

Entry price (from)

$150K

Max funding (headline)

Scorecard

Five dimensions, scored 0–5

4.0

avg

Pricing & value
4.0/5
Profit split
3.0/5
Payout speed
5.0/5
Rules flexibility
4.0/5
Transparency
4.0/5

Advertised vs verified

At a glance

Advertised claims vs what we could verify. “Up to” figures are maximums; rows flagged verify before launch are unconfirmed.

Founded
Not confirmed from pages reviewedverified
Headquarters
Windermere, Florida, USAverified
Purchasable account sizes
$25K, $50K, $75K, $100K, $150Kverified
Profit split
PRO 80/20; PRO+ (live) 90/10verified
Payouts
Withdraw from day one in PRO; no payout windows, no maximum; typically ~1 business dayverified
Entry price (monthly)
Test subscription: $25K $150; $50K $170; $75K $245; $100K $330; $150K $360/moverified
Current promo
'40% Off For Life + Never Pay An Activation Fee' with code NOFEE40verified
Payout methods
US — Plaid (real-time) or ACH; international — PayPal or Wise (minimum not stated)verified
Instruments & platforms
Futures only (CME, COMEX, NYMEX, CBOT); 15+ platforms via CQG & Rithmic feedsverified

Every figure traces to the cited & dated sources below.

What actually binds you

Key trading rules

Where challenges are won or lost — sourced from Take Profit Trader’s own pages. Rules vary by product; the per-plan breakdown follows.

Phase / modelRulePublished value
TestProfit target$50K Test = $3,000 (other sizes scale)
Test / PRO+DrawdownEOD Trailing ($50K = $2,000); PRO uses Intraday drawdown
AllDaily loss limitNone per the comparison table
AllContract limits$50K = 6 contracts / 60 micros (no Test vs PRO difference)
Test → PROMinimum trading days~5 to reach PRO; 0 until first withdrawal in PRO
TestConsistencyApplies to Test only; 'None' in PRO and PRO+
PRO / PRO+Prohibited stylesNo bots, no counter positions; news rule applies (none in Test)

Rules verified from Take Profit Trader's homepage and NOFEE40 promo FAQ on the access date. PRO accounts are simulated (SIM) — orders are not sent to the exchange and the funded stage is not live until PRO+. The exact minimum withdrawal was not stated on the pages reviewed.

EAs, algos, bots & copy trading

Automation & AI policy

RestrictiveThe Prop Examiner verdict on automation

RESTRICTIVE — trading bots and algorithmic execution are flatly banned; the only sanctioned automation is approved trade copiers used across your own accounts for independent, non-coordinated trading.

Policy areaWhat the firm states
Expert Advisors (EAs)Banned — Universal Trading Policy "#1: No Trading Bots or Algos. Automated trading systems, bots, or algorithmic execution tools are not permitted." Applies to all account types (Test, PRO, PRO+).
Algorithmic tradingBanned — "algorithmic execution tools are not permitted" under UTP #1.
Copy tradingLimited (own accounts only) — "TakeProfitTrader permits the use of trade copiers solely for managing accounts owned and controlled by you." Permitted: "copy trades across your accounts," manage multiple of your own accounts, improve execution efficiency across your own accounts. Prohibited: copy/synchronize trades "between different users or identities," coordinate execution across accounts not owned by you, enter opposing/offsetting positions to neutralize risk, or participate in pass/payout/coordinated schemes. Approved copiers: Tradesyncer, Platform-Native tools (Tradovate, NinjaTrader, MotiveWave, Quantower), Replikanto Flowbot Compliance Edition only.
HFT / tick scalpingBanned (effectively) — bots/algos banned under UTP #1; no counter-position trading (UTP #5) and trade copiers may not "enter opposing or offsetting positions designed to reduce, transfer, or neutralize risk." Specific HFT/tick-scalping/latency terms not individually named. [UNVERIFIED explicit HFT/tick-scalping wording.]verify
Trading bots / AIBanned — automated trading systems and bots are explicitly not permitted; all trading must reflect independent, human decision-making per the Independent Trade Execution Policy.
News tradingRestricted — a news rule applies in PRO and PRO+ (none in Test); UTP requires CME compliance and no holding positions across sessions. (Exact news-window wording not captured on UTP page.) [UNVERIFIED exact news-rule text.]verify
Automation platforms15+ via CQG (NinjaTrader, TradingView, Tradovate) and Rithmic (R Trader, Quantower, MotiveWave, others). Platforms support automation technically, but bots/algos are banned; only own-account trade copiers (approved list above) are allowed. Aligned with CME Group compliance standards requiring independent decision-making.

Verbatim policy from Take Profit Trader. Items flagged verifyare unconfirmed — check the firm’s terms for your product. Educational information, not trading advice.

Looking to compare automation rules across firms? See our best prop firms for AI, algo & EA trading ranking.

What you trade on & what binds the funded account

Platforms & funded-account rules

What binds a funded account: platforms, post-funding consistency, scaling, refunds, time and position limits, weekend / news rules. Each value links its ↗ source; = explainer; verify = unconfirmed.

Trading platforms provided

NinjaTraderTradingViewTradovateR TraderQuantowerMotiveWaveSierra Chartverify

Payouts & timing

Payout frequency

On-demand / daily from day one in PRO — no payout windows, no minimum profitable days, no maximum. Must be in the buffer zone (balance ≥ starting balance + max drawdown) to withdraw.

First payout

Available from day one in PRO — 0 minimum profitable days, no payout window; only requirement is being in the buffer zone.

Minimum payout

Minimum withdrawal not stated on the pages reviewed. verify

Payout methods

US: Plaid (real-time) or ACH. International: PayPal or Wise.

Payout speed

Typically paid in ~1 business day.

Profit-split scaling

PRO 80% trader / 20% TPT (must clear the buffer zone first); PRO+ (live) 90% / 10% with no buffer.

Payout / profit cap

No maximum withdrawal / no payout cap — withdraw from day one in PRO, daily, no payout windows, no minimum profitable days; must be in the buffer zone (balance ≥ starting balance + max drawdown) to withdraw at 80%.

Refundable fee

One-time PRO activation fee (~$130) on passing the Test; currently waived under promo NOFEE40. Monthly Test subscription is non-refundable; no monthly fee on the PRO account after activation.

Funded consistency rule

None on the funded PRO / PRO+ accounts — consistency rule (50% best-day) applies only to the Test (evaluation); removed once funded.

Funded-account rules & cost

Cost

Cheapest entry = $25K Test @ $150/mo. Monthly subscription during the Test (futures firm). Range $150–$360/mo ($25K $150 / $50K $170 / $75K $245 / $100K $330 / $150K $360).

Payment methods (to buy)

Debit/credit card (Visa, Mastercard, Amex, Discover), PayPal, and the in-platform Wallet balance. Cash, crypto, and wire transfers NOT accepted.

Time limit

No time limit to pass the Test (subscription runs until passed/cancelled); ~5 trading days minimum on the Test; 0 minimum days before first withdrawal in PRO; no time limit on the PRO account.

Inactivity rule

PRO/PRO+ tier level resets after ~12 consecutive months of account inactivity. No short-cycle inactivity-closure rule located. verify

Max position / lot limit

Per size — $25K: 3 minis/30 micros; $50K: 6/60; $75K: 9/90; $100K: 12/120; $150K: ~15–17/150–170 (micros = 10x mini limit). Note conflict on $150K (15 vs 17 minis). verify

Weekend / overnight holding

No overnight/weekend holding — all positions must be flat by 5:00 PM ET; applies to Test, PRO and PRO+ (futures intraday model).

News trading

No news-trading restriction during the Test/evaluation; a news rule applies in PRO/PRO+ (funded).

5 plans · per-plan detail

Rules by account plan

Every plan’s model, rules and size/price matrix. = explainer · ↗ source = firm’s page · verify = unconfirmed. Compare against other firms →

$25K

Futures evaluation

Futures evaluation with a 6% profit target and on-demand payouts — suited to futures traders who prefer contract-based sizing on a dedicated platform. Note it's geared to manual trading — bots and automation are heavily restricted.

$25K trading rules
Profit target$1,500 (6%)
Max daily lossnone
Max overall loss$1,500 (EOD trailing) (end-of-day trailing)
Min trading days~5 (Test); 0 to first withdrawal (PRO)
Consistency rule50% (Test); none in PRO/PRO+
Leverage
Profit splitPRO 80/20; PRO+ 90/10
Payoutday-one in PRO, daily, no windows, no max; ~1 business day
Prohibitedno bots, no counter positions; news rule in PRO/PRO+ only

Sizes & price

Account sizeEntry price
$25K$150/mo (Test); PRO activation $0 under NOFEE40 (PRO reset $449)

Contract limits: 3 minis / 30 micros. PRO is SIM funded; buffer requirement in PRO.

Rules sourced from official pages — $25K rules hub. Promo terms change; confirm at checkout.

Rule glossaryEvery term on this page, in plain English
Profit target
The percentage gain a trader must achieve on a challenge or evaluation account to advance to the next phase or become funded. It is usually measured against the starting balance and must be met without breaching any loss limit.
Max daily loss
A cap on how much an account may fall within one trading day, measured from either the day's starting balance or starting equity. Breaching it typically fails the account, even if the overall loss limit is untouched.
Max overall loss
Also called maximum total loss or overall drawdown — the furthest an account may fall from its baseline before it is failed. Whether the baseline is fixed or moves with profits depends on the drawdown type.
Static drawdown
A maximum-loss level calculated once from the starting balance and held fixed for the life of the account. Profits do not raise it, so the buffer below your equity grows as you gain.
Trailing drawdown
A maximum-loss level that follows the account upward as it reaches new equity or balance highs, locking in some gains. Once it ratchets up it usually does not fall back, so giving back profits can still breach it.
End-of-day (EOD) drawdown
A trailing drawdown that recalculates from the highest end-of-day balance rather than intraday peaks. Open-trade spikes during the day do not move the limit — only the closing figure does.
Minimum trading days
A requirement to place trades on a set number of distinct days before an account can pass a phase or request a payout. It discourages passing on a single lucky trade.
Consistency rule
A limit on how concentrated profits may be — for example, no single day may account for more than a set percentage of total profit. It is meant to reward steady performance over one-off windfalls; breaching it can delay a payout or block a pass.
Profit split
The percentage of profits a funded trader keeps, with the rest retained by the firm (e.g. an 80% split means the trader keeps 80%). Advertised "up to" splits are usually ceilings reached only at higher tiers or after scaling.
Scaling plan
A structured path that increases a funded trader's account size (and sometimes profit split) after meeting performance and consistency conditions. Terms and timelines vary widely between firms.
Leverage
The ratio between position size and the capital backing it (e.g. 1:100 means $1 controls $100 of exposure). Higher leverage amplifies both gains and losses against your drawdown limits.
Evaluation / challenge
A simulated trading test — sometimes called a challenge — where a trader must hit a profit target without breaking the rules to earn a funded (or simulated-funded) account. It usually carries a one-time fee.
Instant funding
A product that skips the evaluation and grants a funded account immediately, typically for a higher upfront fee and often with stricter rules, lower initial splits, or tighter drawdown than evaluation paths.
1-step
An evaluation that funds a trader after one phase, requiring a single profit target to be hit within the loss limits. Fewer phases can mean a tighter target or drawdown.
2-step
An evaluation split into two phases, each with its own profit target, before funding. The two-phase structure is the most common model across the industry.
3-step
An evaluation with three sequential phases before funding, usually with lower per-phase targets spread across the stages. More phases can mean a longer path but gentler individual targets.
Payout / withdrawal cycle
The schedule and conditions for withdrawing funded profits — for example, on-demand, bi-weekly, or monthly, sometimes after a minimum profit or a set number of trading days. Early-payout terms and minimums vary by firm.
Prohibited strategies
Approaches a firm bans in its rules — breaching them can void profits or fail an account. Commonly restricted styles include martingale, grid, certain hedging or arbitrage, high-frequency or tick scalping, news trading, copy trading, and all-in gambling-style bets.
Martingale
A strategy that raises trade size after each loss in an attempt to recover prior losses with one win. Firms often prohibit it because it concentrates risk and can blow through drawdown limits quickly.
Grid trading
A system that places a ladder of buy and sell orders at fixed intervals regardless of direction. It is frequently restricted because it can build large, correlated exposure that strains risk limits.
Hedging
Opening opposing positions in the same or correlated instruments to offset risk. Some firms allow internal hedging but prohibit hedging across accounts or between traders to game evaluations.
Arbitrage
Profiting from price discrepancies between brokers, feeds, or instruments, including latency arbitrage. It is commonly banned because it can exploit a firm's simulated pricing rather than reflect genuine market skill.
HFT / tick scalping
High-frequency trading and tick scalping involve large numbers of trades held for seconds or less, often automated. Firms frequently restrict them, sometimes via minimum hold-time rules, because they can exploit feed latency.
News trading
Opening or holding positions through scheduled high-impact news events to capture volatility. Some firms restrict trading within a window around major releases on evaluation or funded accounts.
Copy trading
Automatically replicating one account's trades onto others, or copying signals from a third party. Firms often limit it to a trader's own accounts and prohibit copying between unrelated traders.
Expert Advisors (EAs)
Algorithms or robots — often MetaTrader Expert Advisors — that place trades automatically. Policies range from fully allowed to banned; many firms permit personal EAs but forbid shared or exploit-oriented bots.
Gambling / all-in
Staking an outsized share of the account on a single trade in hope of a fast pass. Firms restrict it because it relies on luck rather than risk management and undermines consistency rules.

Educational definitions only — not trading advice, and no outcome is guaranteed. The exact meaning of any rule depends on the firm’s own terms for your specific product; always verify there before relying on it.

Want the full reference? See the prop-firm rule glossary.

The field, in bars

How the profit split compares

Headline (“up to”) maximum vs the field — ceilings gated behind tiers or scaling, not what every trader gets.

Profit split — headline maximum (%)

Higher is better
FundingPips
100%
The5ers
100%
E8 Markets
100%
BrightFunded
100%
Funded Trading Plus
100%
City Traders Imperium
100%

Balanced view

Pros, cons & open risks

Strengths

  • Day-one withdrawals in the PRO account with no payout windows and no maximum withdrawal amount.
  • One-step evaluation (Test) and a one-time $130 PRO fee rather than continued recurring billing.
  • No scaling plan and identical contract limits between Test and PRO.
  • Clear upgrade path to PRO+ live-market accounts with a higher 90/10 split and no buffer requirement.

Cons & open risks

  • PRO accounts are simulated (SIM); the funded stage is not live until PRO+.
  • PRO split is 80/20, lower than some competitors' funded splits until you upgrade.
  • A buffer requirement applies in PRO (removed only in PRO+), and a news rule restricts event trading.
  • The firm's own disclosure notes only 36.22% of Trading Tests were passed in 2025; exact minimum withdrawal not stated.

Do this first

What to verify before buying

Confirm each of these for your exact product:

  1. 01The profit target, daily loss limit, and EOD/Intraday drawdown for your specific account size.
  2. 02The current NOFEE40 promo terms and the one-time PRO activation fee at checkout.
  3. 03The buffer requirement and news-rule details before relying on event-driven strategies.
  4. 04Payout methods and any minimum withdrawal for your region (US Plaid/ACH vs international PayPal/Wise).
  5. 05The PRO (SIM) vs PRO+ (live) distinction and what the upgrade requires.

The Prop Examiner

Our verdict

4.1/ 5

Take Profit Trader offers a streamlined one-step path to funding with genuine day-one withdrawals and no payout windows, which is a real differentiator. The trade-offs are an 80/20 PRO split, a buffer and news rule, and a simulated PRO stage until you upgrade to live PRO+ accounts. The Prop Examiner has no affiliate relationship with Take Profit Trader at this time.

Reference link

Go to Take Profit Trader

Visit Take Profit Trader's official siteDirect link to the firm’s official siteDirect link to Take Profit Trader's official site. We earn no commission and are not affiliated with Take Profit Trader.

Common questions

Take Profit Trader FAQ

What is Take Profit Trader's profit split?
PRO 80/20; PRO+ (live) 90/10. Confirm the split for the exact product you buy, as it can vary by model and tier.
How fast does Take Profit Trader pay out?
Withdraw from day one in PRO; no payout windows, no maximum; typically ~1 business day. Payout speed and eligibility depend on the product and on meeting the firm's rules; no payout is guaranteed.
What account sizes does Take Profit Trader offer?
$25K, $50K, $75K, $100K, $150K. Headline maximums are ceilings reached via scaling, not the size you start with.
Does Take Profit Trader have a discount code?
The Prop Examiner has no affiliate relationship with Take Profit Trader at this time. Check Take Profit Trader's own site for any current promotions and confirm the total at checkout.
Is Take Profit Trader worth it?
Fast, flexible payouts and a clean one-step model, weighed against a lower PRO split and a simulated funded stage before PRO+. Read the rules for your exact product, treat headline numbers as ceilings, and start with the smallest suitable plan — prop challenges are simulated/educational products and most buyers do not reach a payout.

Cited & dated

Sources

Sponsored · firm-neutral

Advertising

Every firm gets the same labelled slot. Sponsorship never affects our rating or verdict.

Keep comparing

Other dossiers