Head-to-head · Independent comparison
FundingPips vs The5ers
How FundingPips and The5ers stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
Tiered split reaching 100% and a clear weekly payout rhythm; top tiers gated behind a consistency score.
Established firm with transparent High Stakes rules; a stricter 'profitable days' gate and MT5-only core product are the trade-offs.
On our five-dimension scorecard, FundingPips rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Profit split — headline maximum (%)
Higher is betterEntry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | FundingPips | The5ers | Edge |
|---|---|---|---|
| Pricing & value | 5.0 | 4.0 | FundingPips |
| Profit split | 5.0 | 5.0 | Tie |
| Payout speed | 4.0 | 3.0 | FundingPips |
| Rules flexibility | 3.0 | 3.0 | Tie |
| Transparency | 4.0 | 4.0 | Tie |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
FundingPips
The5ers
- Payout minimum & methods
- Not confirmed from the official pages reviewedverify before launch
What actually binds you
Key trading rules compared
FundingPips
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step | Profit target | 10% |
| 2-Step | Profit target | 8% (phase 1) + 5% (phase 2) |
| 1-Step | Daily loss limit | 3% |
| 2-Step | Daily loss limit | 5% |
| 1-Step | Max drawdown | 6% static |
| 2-Step | Max drawdown | 10% |
| 1-Step | Minimum trading days | 3 days |
| Funded | Consistency | 35% consistency score for 90% tier / on-demand (cycles exempt) |
The5ers
| Phase / model | Rule | Published value |
|---|---|---|
| Phase 1 | Profit target | 10% (Classic variant 8%) |
| Phase 2 | Profit target | 5% |
| All | Daily loss limit | 5% (from higher of prior day close or 00:00 balance) |
| All | Max overall loss | 10% from initial balance — static |
| All | Minimum trading days | 3 profitable days (closed positions netting ≥ +0.5%) |
| All | Inactivity | Accounts expire after 30+ consecutive days with no activity |
| All | Prohibited styles | Not detailed on pages reviewed — check full termsverify |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
FundingPips
Strengths
- Tiered split can reach 100% on a monthly reward cycle.
- Flexible reward cadence (on-demand / weekly / biweekly / monthly).
- Weekly “Tuesday Pay Day” payout rhythm.
- Low advertised entry price (from $29 on 2-Step Pro).
Cons & open risks
- The 100% / 90% split tiers require meeting a 35% consistency score.
- Exact instrument count and platform list were not published on official pages.
- Site is Cloudflare-protected, making independent re-verification harder.
- As with all prop challenges, most buyers do not reach a payout.
The5ers
Strengths
- Long operating history (since 2016) with UK and Israel company registrations.
- High Stakes profit split scales from 80% toward 100%, rewarding sustained performance.
- No maximum trading-period limit on High Stakes evaluations; only an inactivity expiry.
- Low advertised entry price for the smallest account size.
Cons & open risks
- A 'profitable days' requirement (not just trading days) can lengthen the path to a payout.
- Minimum payout amount and exact withdrawal methods were not confirmable from the pages reviewed.
- Prohibited trading styles were not clearly listed on the pages reviewed.
- Forex/CFD trading is MT5-only on the core product.
Our take
Which should you choose?
FundingPips rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
FundingPips stands out for a tiered split that reaches 100% and a clear weekly payout rhythm, with a low entry price. The catch is that the top split tiers are gated behind a consistency score, and several details (instrument count, platform list, some targets) were not published on official pages. Compare the consistency requirement against your trading style before buying.
The5ers is one of the more established names in the space, with a clearly documented High Stakes ruleset and a profit split that scales meaningfully for consistent traders. The 'profitable days' requirement and MT5-only core product are tradeoffs worth weighing, and a few payout specifics need confirming at checkout.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
FundingPips vs The5ers FAQ
- Is FundingPips or The5ers better?
- Our independent ratings: FundingPips 4.1/5, The5ers 4.2/5. FundingPips edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, FundingPips or The5ers?
- Lowest advertised entry price: FundingPips from $224, The5ers from $15. The5ers has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Which has the higher profit split, FundingPips or The5ers?
- Headline ("up to") maximums: FundingPips 100%, The5ers 100%. FundingPips advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.
- Does FundingPips or The5ers pay out faster?
- FundingPips: “Tuesday Pay Day” weekly; on-demand/weekly/biweekly/monthly selectable. The5ers: Withdrawals available from the dashboard every 14 days. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.FundingPips — homepage· accessed 2026-06-17
- 2.FundingPips — trading objectives· accessed 2026-06-17
- 3.FundingPips — 1-step model· accessed 2026-06-17
- 4.FundingPips — rewards / Tuesday Pay Day· accessed 2026-06-17
- 5.The5ers — High Stakes program page· accessed 2026-06-17
- 6.The5ers — High Stakes general rules (Help Center)· accessed 2026-06-17
- 7.The5ers — About· accessed 2026-06-17
- 8.The5ers — instruments (Help Center)· accessed 2026-06-17
- 9.The5ers — where is The5ers registered (Help Center)· accessed 2026-06-17
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