The Prop Examiner
FTMO

Model · 2-step

FTMO 2-Step Challenge

The complete 2-Step Challenge ruleset and every purchasable account size — pick a size to see its price, and confirm the exact terms on FTMO's own pages before buying.

The Prop Examiner · Independent analysisLast updated
2-step

Who it’s for

Two-step evaluation with up to 90% profit split and a 10% profit target — suited to steady, risk-controlled traders happy to prove consistency over two phases. It's also among the more automation-friendly options for EAs and algos.

A plain-English read of this model’s figures — not advice or a guarantee. Confirm the exact rules below before you buy.

Sizes & price

Choose your account size

Select an account size to see its entry price. Promo pricing changes — confirm the total at checkout.

Selected account size

$10K

Entry price

Not stated

verify before relying on this price

Prices flagged verify were not confirmable from a primary source — confirm at checkout.

What actually binds you

The full ruleset

Every rule for this model. = explainer · the icon links the firm’s source · verify = unconfirmed.

2-Step Challenge trading rules
Profit targetphase1 (Challenge) 10% / phase2 (Verification) 5% of initial simulated capital; none on funded account
Max daily loss5% of initial simulated capital (recalculated 00:00 CE(S)T; applies all phases + funded)
Max overall loss10% of initial simulated capital — STATIC (does not change across days) (static)
Min trading daysAt least 4 trading days (Challenge and Verification phases only)
Consistency ruleNo Best Day Rule shown for 2-Step
LeverageUp to 1:100 (Standard)
Profit splitStarts 80%, up to 90% via the Scaling Plan; "earn up to 90%"
PayoutFirst reward on/after day 14 from first trade; min $20 (bank) / $50 (crypto). 100% refund of the initial fee with the first reward withdrawal
ProhibitedForbidden: error exploitation, opposite-position manipulation, non-replicable risk, excessive sizing, EA >2,000 server requests/day, artificial profit distribution/hedging

Static max-loss is easier to manage than the 1-Step's EOD-trailing limit. Fee fully refunded on first payout. Scaling Plan: 80% → 90% split, +25% balance per qualifying 4-month cycle, cap $2,000,000.

Rules sourced from official pages — 2-Step Challenge rules hub. Promo terms change; confirm at checkout.

At the firm level

Payout & platform context

These apply across FTMO’s products. See the full dossier for every funded-account rule.

Trading platforms

MT5MT4cTrader

Payouts & timing

Payout frequency
On-demand after the first reward — the FTMO Account runs on a flexible profit-split schedule; you choose your own payout day from the dashboard once eligible (no forced fixed cycle after the first).
First payout
First reward claimable on or after the 14th day from your first funded trade (you may also shift the payout day to align future cycles).
Minimum payout
Minimum closed profit to withdraw: $20 (bank) / $50 (crypto).
Payout speed
Reward requests are typically processed quickly (within ~1–2 business days); arrival time then depends on the chosen method.
Time limit
Unlimited time for both evaluation phases (trade at your own pace). 2-Step requires a minimum of 4 trading days per phase; 1-Step has no minimum-days requirement.

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If 2-Step Challenge fits your needs

Visit FTMOWe may earn a commission. Any current discount is applied at checkout; promo pricing changes, so confirm the total before paying. Read the rules above first.

Compare within the firm

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