Model · 2-step

FTMO 2-Step Challenge

Name: FTMO 2-Step Challenge
Brand: FTMO

The complete 2-Step Challenge ruleset and every purchasable account size — pick a size to see its price, and confirm the exact terms on FTMO's own pages before buying.

Evidence desk · Independent analysisLast updated 2026-06-17

2-step

Who it’s for

Two-step evaluation with up to 90% profit split and a 10% profit target — suited to steady, risk-controlled traders happy to prove consistency over two phases. It's also among the more automation-friendly options for EAs and algos.

A plain-English read of this model’s figures — not advice or a guarantee. Confirm the exact rules below before you buy.

Sizes & price

Choose your account size

Select an account size to see its entry price. Promo pricing changes — confirm the total at checkout.

Selected account size

$10K

Entry price

Not stated

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Prices flagged verify were not confirmable from a primary source — confirm at checkout.

What actually binds you

The full ruleset

Every rule for this model. = explainer · the icon links the firm’s source · verify = unconfirmed.

2-Step Challenge trading rules
Profit target	phase1 (Challenge) 10% / phase2 (Verification) 5% of initial simulated capital; none on funded account
Max daily loss	5% of initial simulated capital (recalculated 00:00 CE(S)T; applies all phases + funded)
Max overall loss	10% of initial simulated capital — STATIC (does not change across days) (static)
Min trading days	At least 4 trading days (Challenge and Verification phases only)
Consistency rule	No Best Day Rule shown for 2-Step
Leverage	Up to 1:100 (Standard)
Profit split	Starts 80%, up to 90% via the Scaling Plan; "earn up to 90%"
Payout	First reward on/after day 14 from first trade; min $20 (bank) / $50 (crypto). 100% refund of the initial fee with the first reward withdrawal
Prohibited	Forbidden: error exploitation, opposite-position manipulation, non-replicable risk, excessive sizing, EA >2,000 server requests/day, artificial profit distribution/hedging

Static max-loss is easier to manage than the 1-Step's EOD-trailing limit. Fee fully refunded on first payout. Scaling Plan: 80% → 90% split, +25% balance per qualifying 4-month cycle, cap $2,000,000.

Rules sourced from official pages — 2-Step Challenge rules hub. Promo terms change; confirm at checkout.

At the firm level

Payout & platform context

These apply across FTMO’s products. See the full dossier for every funded-account rule.

Trading platforms

MT5MT4cTrader

Payouts & timing

Payout frequency: On-demand after the first reward — the FTMO Account runs on a flexible profit-split schedule; you choose your own payout day from the dashboard once eligible (no forced fixed cycle after the first).
First payout: First reward claimable on or after the 14th day from your first funded trade (you may also shift the payout day to align future cycles).
Minimum payout: Minimum closed profit to withdraw: $20 (bank) / $50 (crypto).
Payout speed: Reward requests are typically processed quickly (within ~1–2 business days); arrival time then depends on the chosen method.
Time limit: Unlimited time for both evaluation phases (trade at your own pace). 2-Step requires a minimum of 4 trading days per phase; 1-Step has no minimum-days requirement.

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