Is FTMO or Funded Trading Plus better?

Our independent ratings: FTMO 4.4/5, Funded Trading Plus 4.0/5. FTMO edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.

Which is cheaper to start, FTMO or Funded Trading Plus?

Lowest advertised entry price: FTMO from $155, Funded Trading Plus from $549. FTMO has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.

Which has the higher profit split, FTMO or Funded Trading Plus?

Headline ("up to") maximums: FTMO 90%, Funded Trading Plus 100%. Funded Trading Plus advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.

Does FTMO or Funded Trading Plus pay out faster?

FTMO: 2-Step rewards processed bi-weekly; ~8h avg processing stated. Funded Trading Plus: First payout on-demand / day 1 (balance ≥ $50 over start), then every 7 days. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.

Head-to-head · Independent comparison

FTMO vs Funded Trading Plus

How FTMO and Funded Trading Plus stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.

Evidence desk · Independent analysisLast updated 2026-06-17

FTMO

The established benchmark: long track record, transparent objectives, documented scaling plan; $200K per-account ceiling before scaling.

Read the FTMO dossier

Funded Trading Plus

Established track record and flexible payouts, with trailing drawdown and split-scaling as the main caveats.

Read the Funded Trading Plus dossier

On our five-dimension scorecard, FTMO rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.

Advertised maximums

The numbers, head-to-head

Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.

Profit split — headline maximum (%)

Higher is better

FTMO

90%

Funded Trading Plus

100%

Best

Entry price — lowest advertised ($)

Lower is better

FTMO

$155

Best

Funded Trading Plus

$549

Max funding — headline ($)

Higher is better

FTMO

$200K

Best

Funded Trading Plus

$200K

Best

Our editorial scorecard (0–5)

Who wins each dimension

Dimension	FTMO	Funded Trading Plus	Edge
Pricing & value	3.0	4.0	Funded Trading Plus
Profit split	4.0	4.0	Tie
Payout speed	4.0	4.0	Tie
Rules flexibility	4.0	4.0	Tie
Transparency	5.0	3.0	FTMO

Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.

Advertised vs verified

At a glance

FTMO

Purchasable account sizes: $10K, $25K, $50K, $100K, $200Kverified
Profit split: 1-Step 90%; 2-Step 80% base, up to 90% via scalingverified
Payouts: 2-Step rewards processed bi-weekly; ~8h avg processing statedverified
Max funding: Individual account max $200K; Scaling Plan up to $2Mverified
Challenge model: 1-Step & 2-Stepverified
Fee refund: 2-Step fee refunded with first reward; 1-Step not refunded after passingverified
Current promo: Not verified without the checkout flowadvertised

Funded Trading Plus

Purchasable account sizes: Evaluation $25K, $50K, $100K, $200K; funded/instant programs scale higherverified
Profit split: Starts 80%; 90% at 20% simulated profit; 100% at 30% simulated profitverified
Payouts: First payout on-demand / day 1 (balance ≥ $50 over start), then every 7 daysverified
Entry price: Varies by program/size; exact base price per size not confirmedverify before launch
Current promo: None prominently displayed at accessverify before launch
Payout requirement: Balance must exceed starting amount by ≥ $50 to request; methods not fully confirmedverified

What actually binds you

Key trading rules compared

FTMO

Phase / model	Rule	Published value
1-Step	Profit target	10%
2-Step	Profit target	10% (phase 1) + 5% (phase 2)
1-Step	Daily loss limit	3%
2-Step	Daily loss limit	5%
All	Max loss	10% (1-Step uses end-of-day trailing)
2-Step	Minimum trading days	4 days

Funded Trading Plus

Phase / model	Rule	Published value
1-Step Express	Profit target	10% simulated profit
2-Step	Profit target	7% (Step 1) + 7% (Step 2)
1-Step Express	Daily loss limit	4%
1-Step Express	Max overall loss	6% trailing (default model)
1-Step / Instant	Minimum trading days	None
2-Step Classic	Consistency	Consistency requirement applies (1-Step Express has none)
All	Prohibited styles	News & weekend holding reportedly allowed; full list not confirmedverify

Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.

Balanced view

Pros & cons

FTMO

Strengths

Long operating history and one of the most widely reviewed prop firms.
Clear, published trading objectives and a documented scaling plan.
2-Step fee is refunded with the first reward.
Both 1-Step (90% split) and 2-Step models available.

Cons & open risks

Account sizes top out at $200K per account (scaling needed beyond that).
1-Step fee is not refunded after passing.
Live checkout pricing and promos were not exposed without the purchase flow.
As with all prop challenges, most buyers do not reach a payout.

Funded Trading Plus

Strengths

Long operating history (states 2013), unusually long for the prop space.
Day-1 / on-demand first payout, then a 7-day cadence, with a low $50-over-start threshold.
Scaling profit split that can reach 100% based on simulated-profit milestones.
Multiple program types and platform choice (MT5, Match-Trader).
Several programs carry no consistency rule and allow news trading.

Cons & open risks

Default drawdown is trailing — repeatedly cited as the main drawback vs static-drawdown firms.
HQ/legal entity and exact per-size pricing are not clearly disclosed on the homepage.
Profit split starts at 80% and only rises after profit milestones, so early payouts are at the lower split.
Consistency rules and terms differ by program (e.g. 2-Step Classic), which is easy to misread.
Operates a simulated/evaluation model; 'payouts' are performance rewards, not live-market gains.

Our take

Which should you choose?

FTMO rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.

FTMO is the established benchmark in this space: a long track record, transparent objectives, and a documented scaling plan. The main limitations are a $200K per-account ceiling before scaling and a 1-Step fee that is not refunded. We could not confirm live pricing without entering checkout, so price-shop on the day you buy.

Visit FTMOWe may earn a commission. Any current discount is applied at checkout; confirm the total before paying.

Funded Trading Plus is one of the longer-running simulated prop firms, with a flexible day-1 payout option, multiple program types, and a split that scales to 100%. Its trailing drawdown and milestone-gated split are the main trade-offs, and corporate/pricing transparency on the homepage is limited. The Prop Examiner has no affiliate relationship with Funded Trading Plus at this time.

Visit Funded Trading Plus's official siteDirect link to the firm’s official siteDirect link to Funded Trading Plus's official site. We earn no commission and are not affiliated with Funded Trading Plus.

Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.

Common questions