Head-to-head · Independent comparison
FTMO vs Funded Trading Plus
How FTMO and Funded Trading Plus stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
The established benchmark: long track record, transparent objectives, documented scaling plan; $200K per-account ceiling before scaling.
Established track record and flexible payouts, with trailing drawdown and split-scaling as the main caveats.
On our five-dimension scorecard, FTMO rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Profit split — headline maximum (%)
Higher is betterEntry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | FTMO | Funded Trading Plus | Edge |
|---|---|---|---|
| Pricing & value | 3.0 | 4.0 | Funded Trading Plus |
| Profit split | 4.0 | 4.0 | Tie |
| Payout speed | 4.0 | 4.0 | Tie |
| Rules flexibility | 4.0 | 4.0 | Tie |
| Transparency | 5.0 | 3.0 | FTMO |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
FTMO
Funded Trading Plus
What actually binds you
Key trading rules compared
FTMO
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step | Profit target | 10% |
| 2-Step | Profit target | 10% (phase 1) + 5% (phase 2) |
| 1-Step | Daily loss limit | 3% |
| 2-Step | Daily loss limit | 5% |
| All | Max loss | 10% (1-Step uses end-of-day trailing) |
| 2-Step | Minimum trading days | 4 days |
Funded Trading Plus
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step Express | Profit target | 10% simulated profit |
| 2-Step | Profit target | 7% (Step 1) + 7% (Step 2) |
| 1-Step Express | Daily loss limit | 4% |
| 1-Step Express | Max overall loss | 6% trailing (default model) |
| 1-Step / Instant | Minimum trading days | None |
| 2-Step Classic | Consistency | Consistency requirement applies (1-Step Express has none) |
| All | Prohibited styles | News & weekend holding reportedly allowed; full list not confirmedverify |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
FTMO
Strengths
- Long operating history and one of the most widely reviewed prop firms.
- Clear, published trading objectives and a documented scaling plan.
- 2-Step fee is refunded with the first reward.
- Both 1-Step (90% split) and 2-Step models available.
Cons & open risks
- Account sizes top out at $200K per account (scaling needed beyond that).
- 1-Step fee is not refunded after passing.
- Live checkout pricing and promos were not exposed without the purchase flow.
- As with all prop challenges, most buyers do not reach a payout.
Funded Trading Plus
Strengths
- Long operating history (states 2013), unusually long for the prop space.
- Day-1 / on-demand first payout, then a 7-day cadence, with a low $50-over-start threshold.
- Scaling profit split that can reach 100% based on simulated-profit milestones.
- Multiple program types and platform choice (MT5, Match-Trader).
- Several programs carry no consistency rule and allow news trading.
Cons & open risks
- Default drawdown is trailing — repeatedly cited as the main drawback vs static-drawdown firms.
- HQ/legal entity and exact per-size pricing are not clearly disclosed on the homepage.
- Profit split starts at 80% and only rises after profit milestones, so early payouts are at the lower split.
- Consistency rules and terms differ by program (e.g. 2-Step Classic), which is easy to misread.
- Operates a simulated/evaluation model; 'payouts' are performance rewards, not live-market gains.
Our take
Which should you choose?
FTMO rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
FTMO is the established benchmark in this space: a long track record, transparent objectives, and a documented scaling plan. The main limitations are a $200K per-account ceiling before scaling and a 1-Step fee that is not refunded. We could not confirm live pricing without entering checkout, so price-shop on the day you buy.
Funded Trading Plus is one of the longer-running simulated prop firms, with a flexible day-1 payout option, multiple program types, and a split that scales to 100%. Its trailing drawdown and milestone-gated split are the main trade-offs, and corporate/pricing transparency on the homepage is limited. The Prop Examiner has no affiliate relationship with Funded Trading Plus at this time.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
FTMO vs Funded Trading Plus FAQ
- Is FTMO or Funded Trading Plus better?
- Our independent ratings: FTMO 4.4/5, Funded Trading Plus 4.0/5. FTMO edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, FTMO or Funded Trading Plus?
- Lowest advertised entry price: FTMO from $155, Funded Trading Plus from $549. FTMO has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Which has the higher profit split, FTMO or Funded Trading Plus?
- Headline ("up to") maximums: FTMO 90%, Funded Trading Plus 100%. Funded Trading Plus advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.
- Does FTMO or Funded Trading Plus pay out faster?
- FTMO: 2-Step rewards processed bi-weekly; ~8h avg processing stated. Funded Trading Plus: First payout on-demand / day 1 (balance ≥ $50 over start), then every 7 days. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.FTMO — how it works· accessed 2026-06-17
- 2.FTMO — trading objectives· accessed 2026-06-17
- 3.FTMO — reward, growth & scaling plan· accessed 2026-06-17
- 4.FTMO — why is there a fee (refund terms)· accessed 2026-06-17
- 5.Funded Trading Plus — homepage· accessed 2026-06-17
- 6.Funded Trading Plus — consistency rule (Help Center)· accessed 2026-06-17
- 7.Funded Trading Plus — program terms & conditions· accessed 2026-06-17
- 8.Funded Trading Plus — 1-Step Express challenge· accessed 2026-06-17
- 9.Funded Trading Plus — 2-Step challenge· accessed 2026-06-17
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