Dossier · Independent review
Funded Trading Plus: the dossier
Funded Trading Plus is one of the longer-running simulated prop firms (states 2013), with multiple program types, a day-1 payout option, and a split that scales to 100% on profit milestones.
Short verdict
Funded Trading Plus stands out for established track record and flexible payouts, with trailing drawdown and split-scaling as the main caveats; watch out for default drawdown is trailing — repeatedly cited as the main drawback vs static-drawdown firms.
The Prop Examiner verdict-in-brief
Established track record and flexible payouts, with trailing drawdown and split-scaling as the main caveats.
100%
Profit split (up to)
$549
Entry price (from)
$200K
Max funding (headline)
Scorecard
Five dimensions, scored 0–5
3.8
avg
- Pricing & value
- 4.0/5
- Profit split
- 4.0/5
- Payout speed
- 4.0/5
- Rules flexibility
- 4.0/5
- Transparency
- 3.0/5
Advertised vs verified
At a glance
Advertised claims vs what we could verify. “Up to” figures are maximums; rows flagged verify before launch are unconfirmed.
- Founded
- 2013verified
- Headquarters
- Not stated on homepageverified
Every figure traces to the cited & dated sources below.
What actually binds you
Key trading rules
Where challenges are won or lost — sourced from Funded Trading Plus’s own pages. Rules vary by product; the per-plan breakdown follows.
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step Express | Profit target | 10% simulated profit |
| 2-Step | Profit target | 7% (Step 1) + 7% (Step 2) |
| 1-Step Express | Daily loss limit | 4% |
| 1-Step Express | Max overall loss | 6% trailing (default model) |
| 1-Step / Instant | Minimum trading days | None |
| 2-Step Classic | Consistency | Consistency requirement applies (1-Step Express has none) |
| All | Prohibited styles | News & weekend holding reportedly allowed; full list not confirmedverify |
Rules verified from Funded Trading Plus' homepage and consistency-rule help article on the access date. Default drawdown is trailing; some 'Prestige' programs offer fixed drawdown (exact figures not confirmed). Verify the drawdown type for your program.
EAs, algos, bots & copy trading
Automation & AI policy
GOOD — EAs/algos/bots broadly permitted (arbitrage excepted) across multiple programs, with the main constraints being no arbitrage/grid/tick-scalping/HFT and no cross-account copy/hedge.
| Policy area | What the firm states |
|---|---|
| Expert Advisors (EAs) | Allowed — EAs, algos and bots are supported in the simulated-live environment; any strategies including Expert Advisors (except arbitrage) are permitted across the Experienced, Advanced, and Prestige Pro Trader programs. The firm does not provide technical support for third-party EA applications. |
| Algorithmic trading | Allowed — algos/bots supported provided they comply with program rules/limits and do not abuse the environment. |
| Copy trading | Banned — EAs cannot be used to replicate positions across multiple FT+ accounts; copy trading and hedging across accounts (via EAs or any method) are prohibited; holding opposite positions on different accounts is treated as cheating. |
| HFT / tick scalping | Banned — arbitrage, grid trading, and tick scalping listed as forms of cheating; HFT/latency arbitrage prohibited. |
| Trading bots / AI | Bots allowed (subject to the same prohibited-strategy and no-cross-account rules); AI/ML not specifically addressed on the page reviewed. |
| News trading | Not addressed on the EA/algo help page reviewed (firm program pages reportedly allow it; see Program T&Cs to confirm).verify |
| Automation platforms | MetaTrader 5 and Match-Trader confirmed on the firm site; the EA/algo help page does not enumerate per-platform automation support.verify |
Verbatim policy from Funded Trading Plus. Items flagged verifyare unconfirmed — check the firm’s terms for your product. Educational information, not trading advice.
Looking to compare automation rules across firms? See our best prop firms for AI, algo & EA trading ranking.
What you trade on & what binds the funded account
Platforms & funded-account rules
What binds a funded account: platforms, post-funding consistency, scaling, refunds, time and position limits, weekend / news rules. Each value links its ↗ source; = explainer; verify = unconfirmed.
Trading platforms provided
Payouts & timing
Payout frequency
Program-dependent — 1-Step Express & Instant Funding: every 7 days from "Day 0." 2-Step Classic: every 10 calendar days. Withdrawals require ≥1% simulated growth and objectives met.
First payout
"Day 0" on 1-Step Express & Instant Funding — eligible from the first active trading day once the balance is positive. 2-Step requires ≥1% growth + objectives before the first 10-day cycle.
Minimum payout
Minimum withdrawal request $50 (balance must exceed start by at least the request amount); no withdrawal ceiling.
Payout methods
— verify
Payout speed
Processing time once requested not stated on the pages reviewed. verify
Profit-split scaling
80% base, scales up to 100% as simulated balance grows (per firm/reviews 90% at 20% profit, 100% at 30% profit); a +15% add-on can start the split at 90% (1-Step) / 85% (2-Step). Account scaling up to $2.5M base ($5M with enhanced add-on).
Payout / profit cap
No withdrawal ceiling / no maximum payout cap (Instant Funding page: "no withdrawal ceiling"); minimum request $50.
Refundable fee
Evaluation fee is REFUNDED upon successfully passing and receiving a funded account (1-Step / 2-Step evaluation routes). The Instant Funding (Master) fee is high and non-refundable (no evaluation to pass).
Funded consistency rule
Depends on program — 2-Step Classic: Consistency Score 50% on the funded stage (soft rule: account stays open but you must keep trading until consistency aligns; 35% in evaluation), plus a hard 3% Symbol Loss Limit (no single asset > 3% of total simulated risk). 1-Step Express and Instant Funding: NO consistency rule.
Funded-account rules & cost
Cost
Cheapest entry $5K Instant tier and small evaluation sizes; evaluation $100K = $549 list / $384.30 with WC30; Instant Funding much pricier ($100K = $4,499 list / $3,149.30 with WC30).
Payment methods (to buy)
Credit/debit card, crypto, bank transfer, Apple Pay, Google Pay, PayPal, Skrill, and processors Checkout.com / Confirmo / LetKnow Pay / Nuvei. Card & crypto deliver credentials instantly; other methods need verification time. verify
Inactivity rule
Account breaches on inactivity at 30 days — must execute and close ≥1 trade every 30 days; applies to all accounts (evaluation and FT+ Trader simulated-live phases).
Max position / lot limit
No maximum lot / position-size limit (no cap on trade amount), subject to the Risk Review Policy; 2-Step has a 3% Symbol Loss Limit per asset.
3 plans · per-plan detail
Rules by account plan
Every plan’s model, rules and size/price matrix. = explainer · ↗ source = firm’s page · verify = unconfirmed. Compare against other firms →
1-Step Express
One-step evaluation with up to 100% profit split, a 10% profit target and weekly payouts — suited to confident traders who want funding quickly without a second phase. It's also among the more automation-friendly options for EAs and algos.
Sizes & price
| Account size | Entry price |
|---|---|
| $10K | Not statedverify |
| $25K | Not statedverify |
| $50K | Not statedverify |
| $100K | $549.00 list / $384.30 with WC30 |
| $200K | Not statedverify |
"Adaptive risk management" = trailing max loss until it reaches starting balance, then locks. Resets offered at 20% discount. Scaling: request at each 10% simulated profit, up to $2,500,000 base ($5,000,000 with enhanced scaling add-on), up to once/day, ~2 business days. Add-ons: Scaling Plan to $5M +15%; 90% reward split +15%; reward frequency every 3 days +15%. Promo at access: WC30 = 30% off.
Rules sourced from official pages — 1-Step Express rules hub. Promo terms change; confirm at checkout.
2-Step Classic
Two-step evaluation with up to 100% profit split and a 7% profit target — suited to steady, risk-controlled traders happy to prove consistency over two phases. It's also among the more automation-friendly options for EAs and algos.
Sizes & price
| Account size | Entry price |
|---|---|
| $10K | Not statedverify |
| $25K | Not statedverify |
| $50K | Not statedverify |
| $100K | $549.00 list / $384.30 with WC30 |
Reset price = 20% discount. Static drawdown is the headline differentiator vs the 1-Step's trailing model. Scaling target 20% simulated profit per level (profits don't carry forward; can't skip levels); requires ≥1 withdrawal, consistency within 50%, no symbol-loss breach, account active ≥2 months before first scale and 2 months between each; up to $2,500,000 capacity. Add-ons: Max drawdown 9% +20%; reward split 85% +15%; swap-free; weekend holding. Promo at access: WC30 = 30% off.
Rules sourced from official pages — 2-Step Classic rules hub. Promo terms change; confirm at checkout.
Instant Funding (Master Trader Program)
Instant funding with up to 100% profit split and weekly payouts — suited to traders who want to skip the challenge and start on funded rules straight away. It's also among the more automation-friendly options for EAs and algos.
Sizes & price
| Account size | Entry price |
|---|---|
| $5K | Not statedverify |
| $10K | Not statedverify |
| $25K | Not statedverify |
| $50K | Not statedverify |
| $100K | $4499.00 list / $3149.30 with WC30 |
"2025's Best Instant Funding" (Funded Trader Awards). Materially pricier than evaluation routes. Scaling: +10% simulated balance milestone to scale, up to $5,000,000; requires flat position + risk review; scaling shifts drawdown to static. Add-ons: Scaling Plan to $5M +15%; 90% reward split +15%; reward frequency every 3 days +15%. Promo at access: WC30 = 30% off.
Rules sourced from official pages — Instant Funding (Master Trader Program) rules hub. Promo terms change; confirm at checkout.
Rule glossaryEvery term on this page, in plain English
- Profit target
- The percentage gain a trader must achieve on a challenge or evaluation account to advance to the next phase or become funded. It is usually measured against the starting balance and must be met without breaching any loss limit.
- Max daily loss
- A cap on how much an account may fall within one trading day, measured from either the day's starting balance or starting equity. Breaching it typically fails the account, even if the overall loss limit is untouched.
- Max overall loss
- Also called maximum total loss or overall drawdown — the furthest an account may fall from its baseline before it is failed. Whether the baseline is fixed or moves with profits depends on the drawdown type.
- Static drawdown
- A maximum-loss level calculated once from the starting balance and held fixed for the life of the account. Profits do not raise it, so the buffer below your equity grows as you gain.
- Trailing drawdown
- A maximum-loss level that follows the account upward as it reaches new equity or balance highs, locking in some gains. Once it ratchets up it usually does not fall back, so giving back profits can still breach it.
- End-of-day (EOD) drawdown
- A trailing drawdown that recalculates from the highest end-of-day balance rather than intraday peaks. Open-trade spikes during the day do not move the limit — only the closing figure does.
- Minimum trading days
- A requirement to place trades on a set number of distinct days before an account can pass a phase or request a payout. It discourages passing on a single lucky trade.
- Consistency rule
- A limit on how concentrated profits may be — for example, no single day may account for more than a set percentage of total profit. It is meant to reward steady performance over one-off windfalls; breaching it can delay a payout or block a pass.
- Profit split
- The percentage of profits a funded trader keeps, with the rest retained by the firm (e.g. an 80% split means the trader keeps 80%). Advertised "up to" splits are usually ceilings reached only at higher tiers or after scaling.
- Scaling plan
- A structured path that increases a funded trader's account size (and sometimes profit split) after meeting performance and consistency conditions. Terms and timelines vary widely between firms.
- Leverage
- The ratio between position size and the capital backing it (e.g. 1:100 means $1 controls $100 of exposure). Higher leverage amplifies both gains and losses against your drawdown limits.
- Evaluation / challenge
- A simulated trading test — sometimes called a challenge — where a trader must hit a profit target without breaking the rules to earn a funded (or simulated-funded) account. It usually carries a one-time fee.
- Instant funding
- A product that skips the evaluation and grants a funded account immediately, typically for a higher upfront fee and often with stricter rules, lower initial splits, or tighter drawdown than evaluation paths.
- 1-step
- An evaluation that funds a trader after one phase, requiring a single profit target to be hit within the loss limits. Fewer phases can mean a tighter target or drawdown.
- 2-step
- An evaluation split into two phases, each with its own profit target, before funding. The two-phase structure is the most common model across the industry.
- 3-step
- An evaluation with three sequential phases before funding, usually with lower per-phase targets spread across the stages. More phases can mean a longer path but gentler individual targets.
- Payout / withdrawal cycle
- The schedule and conditions for withdrawing funded profits — for example, on-demand, bi-weekly, or monthly, sometimes after a minimum profit or a set number of trading days. Early-payout terms and minimums vary by firm.
- Prohibited strategies
- Approaches a firm bans in its rules — breaching them can void profits or fail an account. Commonly restricted styles include martingale, grid, certain hedging or arbitrage, high-frequency or tick scalping, news trading, copy trading, and all-in gambling-style bets.
- Martingale
- A strategy that raises trade size after each loss in an attempt to recover prior losses with one win. Firms often prohibit it because it concentrates risk and can blow through drawdown limits quickly.
- Grid trading
- A system that places a ladder of buy and sell orders at fixed intervals regardless of direction. It is frequently restricted because it can build large, correlated exposure that strains risk limits.
- Hedging
- Opening opposing positions in the same or correlated instruments to offset risk. Some firms allow internal hedging but prohibit hedging across accounts or between traders to game evaluations.
- Arbitrage
- Profiting from price discrepancies between brokers, feeds, or instruments, including latency arbitrage. It is commonly banned because it can exploit a firm's simulated pricing rather than reflect genuine market skill.
- HFT / tick scalping
- High-frequency trading and tick scalping involve large numbers of trades held for seconds or less, often automated. Firms frequently restrict them, sometimes via minimum hold-time rules, because they can exploit feed latency.
- News trading
- Opening or holding positions through scheduled high-impact news events to capture volatility. Some firms restrict trading within a window around major releases on evaluation or funded accounts.
- Copy trading
- Automatically replicating one account's trades onto others, or copying signals from a third party. Firms often limit it to a trader's own accounts and prohibit copying between unrelated traders.
- Expert Advisors (EAs)
- Algorithms or robots — often MetaTrader Expert Advisors — that place trades automatically. Policies range from fully allowed to banned; many firms permit personal EAs but forbid shared or exploit-oriented bots.
- Gambling / all-in
- Staking an outsized share of the account on a single trade in hope of a fast pass. Firms restrict it because it relies on luck rather than risk management and undermines consistency rules.
Educational definitions only — not trading advice, and no outcome is guaranteed. The exact meaning of any rule depends on the firm’s own terms for your specific product; always verify there before relying on it.
Want the full reference? See the prop-firm rule glossary.
The field, in bars
How the profit split compares
Headline (“up to”) maximum vs the field — ceilings gated behind tiers or scaling, not what every trader gets.
Profit split — headline maximum (%)
Higher is betterBalanced view
Pros, cons & open risks
Strengths
- Long operating history (states 2013), unusually long for the prop space.
- Day-1 / on-demand first payout, then a 7-day cadence, with a low $50-over-start threshold.
- Scaling profit split that can reach 100% based on simulated-profit milestones.
- Multiple program types and platform choice (MT5, Match-Trader).
- Several programs carry no consistency rule and allow news trading.
Cons & open risks
- Default drawdown is trailing — repeatedly cited as the main drawback vs static-drawdown firms.
- HQ/legal entity and exact per-size pricing are not clearly disclosed on the homepage.
- Profit split starts at 80% and only rises after profit milestones, so early payouts are at the lower split.
- Consistency rules and terms differ by program (e.g. 2-Step Classic), which is easy to misread.
- Operates a simulated/evaluation model; 'payouts' are performance rewards, not live-market gains.
Do this first
What to verify before buying
Confirm each of these for your exact product:
- 01The exact price for the specific account size and program you want.
- 02Whether your program uses trailing or fixed drawdown, and the precise daily-loss figure.
- 03The full prohibited-strategy list in the Program Terms & Conditions.
- 04Payout methods and any fees, plus what 'on-demand' covers for your program.
- 05Which platforms (and TradingView) are available in your region.
The Prop Examiner
Our verdict
Funded Trading Plus is one of the longer-running simulated prop firms, with a flexible day-1 payout option, multiple program types, and a split that scales to 100%. Its trailing drawdown and milestone-gated split are the main trade-offs, and corporate/pricing transparency on the homepage is limited. The Prop Examiner has no affiliate relationship with Funded Trading Plus at this time.
Reference link
Go to Funded Trading Plus
Common questions
Funded Trading Plus FAQ
- What is Funded Trading Plus's profit split?
- Starts 80%; 90% at 20% simulated profit; 100% at 30% simulated profit. Confirm the split for the exact product you buy, as it can vary by model and tier.
- How fast does Funded Trading Plus pay out?
- First payout on-demand / day 1 (balance ≥ $50 over start), then every 7 days. Payout speed and eligibility depend on the product and on meeting the firm's rules; no payout is guaranteed.
- What account sizes does Funded Trading Plus offer?
- Evaluation $25K, $50K, $100K, $200K; funded/instant programs scale higher. Headline maximums are ceilings reached via scaling, not the size you start with.
- Does Funded Trading Plus have a discount code?
- The Prop Examiner has no affiliate relationship with Funded Trading Plus at this time. Check Funded Trading Plus's own site for any current promotions and confirm the total at checkout.
- Is Funded Trading Plus worth it?
- Established track record and flexible payouts, with trailing drawdown and split-scaling as the main caveats. Read the rules for your exact product, treat headline numbers as ceilings, and start with the smallest suitable plan — prop challenges are simulated/educational products and most buyers do not reach a payout.
Cited & dated
Sources
Every figure traces to a Funded Trading Plus source below, accessed on the date shown. Re-verify before relying on any number — pricing and promos change.
- 1.Funded Trading Plus — homepage· accessed 2026-06-17
- 2.Funded Trading Plus — consistency rule (Help Center)· accessed 2026-06-17
- 3.Funded Trading Plus — program terms & conditions· accessed 2026-06-17
- 4.Funded Trading Plus — 1-Step Express challenge· accessed 2026-06-17
- 5.Funded Trading Plus — 2-Step challenge· accessed 2026-06-17
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