Head-to-head · Independent comparison
FTMO vs Take Profit Trader
How FTMO and Take Profit Trader stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
The established benchmark: long track record, transparent objectives, documented scaling plan; $200K per-account ceiling before scaling.
Fast, flexible payouts and a clean one-step model, weighed against a lower PRO split and a simulated funded stage before PRO+.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Entry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | FTMO | Take Profit Trader | Edge |
|---|---|---|---|
| Pricing & value | 3.0 | 4.0 | Take Profit Trader |
| Profit split | 4.0 | 3.0 | FTMO |
| Payout speed | 4.0 | 5.0 | Take Profit Trader |
| Rules flexibility | 4.0 | 4.0 | Tie |
| Transparency | 5.0 | 4.0 | FTMO |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
FTMO
Take Profit Trader
What actually binds you
Key trading rules compared
FTMO
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step | Profit target | 10% |
| 2-Step | Profit target | 10% (phase 1) + 5% (phase 2) |
| 1-Step | Daily loss limit | 3% |
| 2-Step | Daily loss limit | 5% |
| All | Max loss | 10% (1-Step uses end-of-day trailing) |
| 2-Step | Minimum trading days | 4 days |
Take Profit Trader
| Phase / model | Rule | Published value |
|---|---|---|
| Test | Profit target | $50K Test = $3,000 (other sizes scale) |
| Test / PRO+ | Drawdown | EOD Trailing ($50K = $2,000); PRO uses Intraday drawdown |
| All | Daily loss limit | None per the comparison table |
| All | Contract limits | $50K = 6 contracts / 60 micros (no Test vs PRO difference) |
| Test → PRO | Minimum trading days | ~5 to reach PRO; 0 until first withdrawal in PRO |
| Test | Consistency | Applies to Test only; 'None' in PRO and PRO+ |
| PRO / PRO+ | Prohibited styles | No bots, no counter positions; news rule applies (none in Test) |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
FTMO
Strengths
- Long operating history and one of the most widely reviewed prop firms.
- Clear, published trading objectives and a documented scaling plan.
- 2-Step fee is refunded with the first reward.
- Both 1-Step (90% split) and 2-Step models available.
Cons & open risks
- Account sizes top out at $200K per account (scaling needed beyond that).
- 1-Step fee is not refunded after passing.
- Live checkout pricing and promos were not exposed without the purchase flow.
- As with all prop challenges, most buyers do not reach a payout.
Take Profit Trader
Strengths
- Day-one withdrawals in the PRO account with no payout windows and no maximum withdrawal amount.
- One-step evaluation (Test) and a one-time $130 PRO fee rather than continued recurring billing.
- No scaling plan and identical contract limits between Test and PRO.
- Clear upgrade path to PRO+ live-market accounts with a higher 90/10 split and no buffer requirement.
Cons & open risks
- PRO accounts are simulated (SIM); the funded stage is not live until PRO+.
- PRO split is 80/20, lower than some competitors' funded splits until you upgrade.
- A buffer requirement applies in PRO (removed only in PRO+), and a news rule restricts event trading.
- The firm's own disclosure notes only 36.22% of Trading Tests were passed in 2025; exact minimum withdrawal not stated.
Our take
Which should you choose?
These two are closely matched — "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
FTMO is the established benchmark in this space: a long track record, transparent objectives, and a documented scaling plan. The main limitations are a $200K per-account ceiling before scaling and a 1-Step fee that is not refunded. We could not confirm live pricing without entering checkout, so price-shop on the day you buy.
Take Profit Trader offers a streamlined one-step path to funding with genuine day-one withdrawals and no payout windows, which is a real differentiator. The trade-offs are an 80/20 PRO split, a buffer and news rule, and a simulated PRO stage until you upgrade to live PRO+ accounts. The Prop Examiner has no affiliate relationship with Take Profit Trader at this time.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
FTMO vs Take Profit Trader FAQ
- Is FTMO or Take Profit Trader better?
- Our independent ratings: FTMO 4.4/5, Take Profit Trader 4.1/5. They are closely matched on our scorecard — the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, FTMO or Take Profit Trader?
- Lowest advertised entry price: FTMO from $155, Take Profit Trader from $150. Take Profit Trader has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Does FTMO or Take Profit Trader pay out faster?
- FTMO: 2-Step rewards processed bi-weekly; ~8h avg processing stated. Take Profit Trader: Withdraw from day one in PRO; no payout windows, no maximum; typically ~1 business day. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.FTMO — how it works· accessed 2026-06-17
- 2.FTMO — trading objectives· accessed 2026-06-17
- 3.FTMO — reward, growth & scaling plan· accessed 2026-06-17
- 4.FTMO — why is there a fee (refund terms)· accessed 2026-06-17
- 5.Take Profit Trader — homepage (pricing, parameters, comparison, FAQ)· accessed 2026-06-17
- 6.Take Profit Trader — NOFEE40 promo FAQ (Help Center)· accessed 2026-06-17
- 7.Take Profit Trader — Knowledge Base· accessed 2026-06-17
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