Is Funded Trading Plus or FundingPips better?

Our independent ratings: Funded Trading Plus 4.0/5, FundingPips 4.1/5. FundingPips edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.

Which is cheaper to start, Funded Trading Plus or FundingPips?

Lowest advertised entry price: Funded Trading Plus from $549, FundingPips from $224. FundingPips has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.

Which has the higher profit split, Funded Trading Plus or FundingPips?

Headline ("up to") maximums: Funded Trading Plus 100%, FundingPips 100%. Funded Trading Plus advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.

Does Funded Trading Plus or FundingPips pay out faster?

Funded Trading Plus: First payout on-demand / day 1 (balance ≥ $50 over start), then every 7 days. FundingPips: “Tuesday Pay Day” weekly; on-demand/weekly/biweekly/monthly selectable. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.

Head-to-head · Independent comparison

Funded Trading Plus vs FundingPips

How Funded Trading Plus and FundingPips stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.

Evidence desk · Independent analysisLast updated 2026-06-17

Funded Trading Plus

Established track record and flexible payouts, with trailing drawdown and split-scaling as the main caveats.

Read the Funded Trading Plus dossier

FundingPips

Tiered split reaching 100% and a clear weekly payout rhythm; top tiers gated behind a consistency score.

Read the FundingPips dossier

On our five-dimension scorecard, FundingPips rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.

Advertised maximums

The numbers, head-to-head

Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.

Profit split — headline maximum (%)

Higher is better

Funded Trading Plus

100%

Best

FundingPips

100%

Best

Entry price — lowest advertised ($)

Lower is better

Funded Trading Plus

$549

FundingPips

$224

Best

Max funding — headline ($)

Higher is better

Funded Trading Plus

$200K

Best

FundingPips

$200K

Best

Our editorial scorecard (0–5)

Who wins each dimension

Dimension	Funded Trading Plus	FundingPips	Edge
Pricing & value	4.0	5.0	FundingPips
Profit split	4.0	5.0	FundingPips
Payout speed	4.0	4.0	Tie
Rules flexibility	4.0	3.0	Funded Trading Plus
Transparency	3.0	4.0	FundingPips

Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.

Advertised vs verified

At a glance

Funded Trading Plus

Purchasable account sizes: Evaluation $25K, $50K, $100K, $200K; funded/instant programs scale higherverified
Profit split: Starts 80%; 90% at 20% simulated profit; 100% at 30% simulated profitverified
Payouts: First payout on-demand / day 1 (balance ≥ $50 over start), then every 7 daysverified
Entry price: Varies by program/size; exact base price per size not confirmedverify before launch
Current promo: None prominently displayed at accessverify before launch
Payout requirement: Balance must exceed starting amount by ≥ $50 to request; methods not fully confirmedverified

FundingPips

Purchasable account sizes: $5K, $10K, $25K, $50K, $100K (challenge); $200K offeredverified
Profit split: Up to 100% (60% weekly / 80% biweekly / 100% on 30-day cycle)verified
Payouts: “Tuesday Pay Day” weekly; on-demand/weekly/biweekly/monthly selectableverified
Max funding: Up to $2M Prime capital via Scaling Planverified
Challenge model: 1-Step, 2-Step (Standard), 2-Step Pro, Zero (instant)verified
Starting price: “Starting at $29” (2-Step Pro from $29)verified
Current promo: World Cup Sale: code GOAL20, 20% off most evaluationsverified

What actually binds you

Key trading rules compared

Funded Trading Plus

Phase / model	Rule	Published value
1-Step Express	Profit target	10% simulated profit
2-Step	Profit target	7% (Step 1) + 7% (Step 2)
1-Step Express	Daily loss limit	4%
1-Step Express	Max overall loss	6% trailing (default model)
1-Step / Instant	Minimum trading days	None
2-Step Classic	Consistency	Consistency requirement applies (1-Step Express has none)
All	Prohibited styles	News & weekend holding reportedly allowed; full list not confirmedverify

FundingPips

Phase / model	Rule	Published value
1-Step	Profit target	10%
2-Step	Profit target	8% (phase 1) + 5% (phase 2)
1-Step	Daily loss limit	3%
2-Step	Daily loss limit	5%
1-Step	Max drawdown	6% static
2-Step	Max drawdown	10%
1-Step	Minimum trading days	3 days
Funded	Consistency	35% consistency score for 90% tier / on-demand (cycles exempt)

Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.

Balanced view

Pros & cons

Funded Trading Plus

Strengths

Long operating history (states 2013), unusually long for the prop space.
Day-1 / on-demand first payout, then a 7-day cadence, with a low $50-over-start threshold.
Scaling profit split that can reach 100% based on simulated-profit milestones.
Multiple program types and platform choice (MT5, Match-Trader).
Several programs carry no consistency rule and allow news trading.

Cons & open risks

Default drawdown is trailing — repeatedly cited as the main drawback vs static-drawdown firms.
HQ/legal entity and exact per-size pricing are not clearly disclosed on the homepage.
Profit split starts at 80% and only rises after profit milestones, so early payouts are at the lower split.
Consistency rules and terms differ by program (e.g. 2-Step Classic), which is easy to misread.
Operates a simulated/evaluation model; 'payouts' are performance rewards, not live-market gains.

FundingPips

Strengths

Tiered split can reach 100% on a monthly reward cycle.
Flexible reward cadence (on-demand / weekly / biweekly / monthly).
Weekly “Tuesday Pay Day” payout rhythm.
Low advertised entry price (from $29 on 2-Step Pro).

Cons & open risks

The 100% / 90% split tiers require meeting a 35% consistency score.
Exact instrument count and platform list were not published on official pages.
Site is Cloudflare-protected, making independent re-verification harder.
As with all prop challenges, most buyers do not reach a payout.

Our take

Which should you choose?

FundingPips rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.

Funded Trading Plus is one of the longer-running simulated prop firms, with a flexible day-1 payout option, multiple program types, and a split that scales to 100%. Its trailing drawdown and milestone-gated split are the main trade-offs, and corporate/pricing transparency on the homepage is limited. The Prop Examiner has no affiliate relationship with Funded Trading Plus at this time.

Visit Funded Trading Plus's official siteDirect link to the firm’s official siteDirect link to Funded Trading Plus's official site. We earn no commission and are not affiliated with Funded Trading Plus.

FundingPips stands out for a tiered split that reaches 100% and a clear weekly payout rhythm, with a low entry price. The catch is that the top split tiers are gated behind a consistency score, and several details (instrument count, platform list, some targets) were not published on official pages. Compare the consistency requirement against your trading style before buying.

Visit FundingPipsWe may earn a commission. Any current discount is applied at checkout; confirm the total before paying.

Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.

Common questions