Head-to-head · Independent comparison
Funded Trading Plus vs FundingPips
How Funded Trading Plus and FundingPips stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
Established track record and flexible payouts, with trailing drawdown and split-scaling as the main caveats.
Tiered split reaching 100% and a clear weekly payout rhythm; top tiers gated behind a consistency score.
On our five-dimension scorecard, FundingPips rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Profit split — headline maximum (%)
Higher is betterEntry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | Funded Trading Plus | FundingPips | Edge |
|---|---|---|---|
| Pricing & value | 4.0 | 5.0 | FundingPips |
| Profit split | 4.0 | 5.0 | FundingPips |
| Payout speed | 4.0 | 4.0 | Tie |
| Rules flexibility | 4.0 | 3.0 | Funded Trading Plus |
| Transparency | 3.0 | 4.0 | FundingPips |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
Funded Trading Plus
FundingPips
What actually binds you
Key trading rules compared
Funded Trading Plus
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step Express | Profit target | 10% simulated profit |
| 2-Step | Profit target | 7% (Step 1) + 7% (Step 2) |
| 1-Step Express | Daily loss limit | 4% |
| 1-Step Express | Max overall loss | 6% trailing (default model) |
| 1-Step / Instant | Minimum trading days | None |
| 2-Step Classic | Consistency | Consistency requirement applies (1-Step Express has none) |
| All | Prohibited styles | News & weekend holding reportedly allowed; full list not confirmedverify |
FundingPips
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step | Profit target | 10% |
| 2-Step | Profit target | 8% (phase 1) + 5% (phase 2) |
| 1-Step | Daily loss limit | 3% |
| 2-Step | Daily loss limit | 5% |
| 1-Step | Max drawdown | 6% static |
| 2-Step | Max drawdown | 10% |
| 1-Step | Minimum trading days | 3 days |
| Funded | Consistency | 35% consistency score for 90% tier / on-demand (cycles exempt) |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
Funded Trading Plus
Strengths
- Long operating history (states 2013), unusually long for the prop space.
- Day-1 / on-demand first payout, then a 7-day cadence, with a low $50-over-start threshold.
- Scaling profit split that can reach 100% based on simulated-profit milestones.
- Multiple program types and platform choice (MT5, Match-Trader).
- Several programs carry no consistency rule and allow news trading.
Cons & open risks
- Default drawdown is trailing — repeatedly cited as the main drawback vs static-drawdown firms.
- HQ/legal entity and exact per-size pricing are not clearly disclosed on the homepage.
- Profit split starts at 80% and only rises after profit milestones, so early payouts are at the lower split.
- Consistency rules and terms differ by program (e.g. 2-Step Classic), which is easy to misread.
- Operates a simulated/evaluation model; 'payouts' are performance rewards, not live-market gains.
FundingPips
Strengths
- Tiered split can reach 100% on a monthly reward cycle.
- Flexible reward cadence (on-demand / weekly / biweekly / monthly).
- Weekly “Tuesday Pay Day” payout rhythm.
- Low advertised entry price (from $29 on 2-Step Pro).
Cons & open risks
- The 100% / 90% split tiers require meeting a 35% consistency score.
- Exact instrument count and platform list were not published on official pages.
- Site is Cloudflare-protected, making independent re-verification harder.
- As with all prop challenges, most buyers do not reach a payout.
Our take
Which should you choose?
FundingPips rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
Funded Trading Plus is one of the longer-running simulated prop firms, with a flexible day-1 payout option, multiple program types, and a split that scales to 100%. Its trailing drawdown and milestone-gated split are the main trade-offs, and corporate/pricing transparency on the homepage is limited. The Prop Examiner has no affiliate relationship with Funded Trading Plus at this time.
FundingPips stands out for a tiered split that reaches 100% and a clear weekly payout rhythm, with a low entry price. The catch is that the top split tiers are gated behind a consistency score, and several details (instrument count, platform list, some targets) were not published on official pages. Compare the consistency requirement against your trading style before buying.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
Funded Trading Plus vs FundingPips FAQ
- Is Funded Trading Plus or FundingPips better?
- Our independent ratings: Funded Trading Plus 4.0/5, FundingPips 4.1/5. FundingPips edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, Funded Trading Plus or FundingPips?
- Lowest advertised entry price: Funded Trading Plus from $549, FundingPips from $224. FundingPips has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Which has the higher profit split, Funded Trading Plus or FundingPips?
- Headline ("up to") maximums: Funded Trading Plus 100%, FundingPips 100%. Funded Trading Plus advertises the higher ceiling — but top splits are usually gated behind tiers or scaling, not what every trader gets.
- Does Funded Trading Plus or FundingPips pay out faster?
- Funded Trading Plus: First payout on-demand / day 1 (balance ≥ $50 over start), then every 7 days. FundingPips: “Tuesday Pay Day” weekly; on-demand/weekly/biweekly/monthly selectable. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.Funded Trading Plus — homepage· accessed 2026-06-17
- 2.Funded Trading Plus — consistency rule (Help Center)· accessed 2026-06-17
- 3.Funded Trading Plus — program terms & conditions· accessed 2026-06-17
- 4.Funded Trading Plus — 1-Step Express challenge· accessed 2026-06-17
- 5.Funded Trading Plus — 2-Step challenge· accessed 2026-06-17
- 6.FundingPips — homepage· accessed 2026-06-17
- 7.FundingPips — trading objectives· accessed 2026-06-17
- 8.FundingPips — 1-step model· accessed 2026-06-17
- 9.FundingPips — rewards / Tuesday Pay Day· accessed 2026-06-17
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