Head-to-head · Independent comparison
FundingPips vs Take Profit Trader
How FundingPips and Take Profit Trader stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
Tiered split reaching 100% and a clear weekly payout rhythm; top tiers gated behind a consistency score.
Fast, flexible payouts and a clean one-step model, weighed against a lower PRO split and a simulated funded stage before PRO+.
On our five-dimension scorecard, FundingPips rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Entry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | FundingPips | Take Profit Trader | Edge |
|---|---|---|---|
| Pricing & value | 5.0 | 4.0 | FundingPips |
| Profit split | 5.0 | 3.0 | FundingPips |
| Payout speed | 4.0 | 5.0 | Take Profit Trader |
| Rules flexibility | 3.0 | 4.0 | Take Profit Trader |
| Transparency | 4.0 | 4.0 | Tie |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
FundingPips
Take Profit Trader
What actually binds you
Key trading rules compared
FundingPips
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step | Profit target | 10% |
| 2-Step | Profit target | 8% (phase 1) + 5% (phase 2) |
| 1-Step | Daily loss limit | 3% |
| 2-Step | Daily loss limit | 5% |
| 1-Step | Max drawdown | 6% static |
| 2-Step | Max drawdown | 10% |
| 1-Step | Minimum trading days | 3 days |
| Funded | Consistency | 35% consistency score for 90% tier / on-demand (cycles exempt) |
Take Profit Trader
| Phase / model | Rule | Published value |
|---|---|---|
| Test | Profit target | $50K Test = $3,000 (other sizes scale) |
| Test / PRO+ | Drawdown | EOD Trailing ($50K = $2,000); PRO uses Intraday drawdown |
| All | Daily loss limit | None per the comparison table |
| All | Contract limits | $50K = 6 contracts / 60 micros (no Test vs PRO difference) |
| Test → PRO | Minimum trading days | ~5 to reach PRO; 0 until first withdrawal in PRO |
| Test | Consistency | Applies to Test only; 'None' in PRO and PRO+ |
| PRO / PRO+ | Prohibited styles | No bots, no counter positions; news rule applies (none in Test) |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
FundingPips
Strengths
- Tiered split can reach 100% on a monthly reward cycle.
- Flexible reward cadence (on-demand / weekly / biweekly / monthly).
- Weekly “Tuesday Pay Day” payout rhythm.
- Low advertised entry price (from $29 on 2-Step Pro).
Cons & open risks
- The 100% / 90% split tiers require meeting a 35% consistency score.
- Exact instrument count and platform list were not published on official pages.
- Site is Cloudflare-protected, making independent re-verification harder.
- As with all prop challenges, most buyers do not reach a payout.
Take Profit Trader
Strengths
- Day-one withdrawals in the PRO account with no payout windows and no maximum withdrawal amount.
- One-step evaluation (Test) and a one-time $130 PRO fee rather than continued recurring billing.
- No scaling plan and identical contract limits between Test and PRO.
- Clear upgrade path to PRO+ live-market accounts with a higher 90/10 split and no buffer requirement.
Cons & open risks
- PRO accounts are simulated (SIM); the funded stage is not live until PRO+.
- PRO split is 80/20, lower than some competitors' funded splits until you upgrade.
- A buffer requirement applies in PRO (removed only in PRO+), and a news rule restricts event trading.
- The firm's own disclosure notes only 36.22% of Trading Tests were passed in 2025; exact minimum withdrawal not stated.
Our take
Which should you choose?
FundingPips rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
FundingPips stands out for a tiered split that reaches 100% and a clear weekly payout rhythm, with a low entry price. The catch is that the top split tiers are gated behind a consistency score, and several details (instrument count, platform list, some targets) were not published on official pages. Compare the consistency requirement against your trading style before buying.
Take Profit Trader offers a streamlined one-step path to funding with genuine day-one withdrawals and no payout windows, which is a real differentiator. The trade-offs are an 80/20 PRO split, a buffer and news rule, and a simulated PRO stage until you upgrade to live PRO+ accounts. The Prop Examiner has no affiliate relationship with Take Profit Trader at this time.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
FundingPips vs Take Profit Trader FAQ
- Is FundingPips or Take Profit Trader better?
- Our independent ratings: FundingPips 4.1/5, Take Profit Trader 4.1/5. FundingPips edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, FundingPips or Take Profit Trader?
- Lowest advertised entry price: FundingPips from $224, Take Profit Trader from $150. Take Profit Trader has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Does FundingPips or Take Profit Trader pay out faster?
- FundingPips: “Tuesday Pay Day” weekly; on-demand/weekly/biweekly/monthly selectable. Take Profit Trader: Withdraw from day one in PRO; no payout windows, no maximum; typically ~1 business day. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.FundingPips — homepage· accessed 2026-06-17
- 2.FundingPips — trading objectives· accessed 2026-06-17
- 3.FundingPips — 1-step model· accessed 2026-06-17
- 4.FundingPips — rewards / Tuesday Pay Day· accessed 2026-06-17
- 5.Take Profit Trader — homepage (pricing, parameters, comparison, FAQ)· accessed 2026-06-17
- 6.Take Profit Trader — NOFEE40 promo FAQ (Help Center)· accessed 2026-06-17
- 7.Take Profit Trader — Knowledge Base· accessed 2026-06-17
More head-to-heads