Head-to-head · Independent comparison
Take Profit Trader vs Upcomers
How Take Profit Trader and Upcomers stack up on profit split, pricing, payouts and the rules that bind a funded account — advertised claims separated from what we could verify.
Fast, flexible payouts and a clean one-step model, weighed against a lower PRO split and a simulated funded stage before PRO+.
Broad product line and a genuinely high split on Thunderbolt funded; trailing drawdown and heavy 'up to' framing are the trade-offs.
On our five-dimension scorecard, Upcomers rates marginally higher overall — but the dimension-by-dimension breakdown below matters more than the average.
Advertised maximums
The numbers, head-to-head
Headline figures from the structured plan data for each firm. “Up to” splits and max funding are ceilings reached via tiers or scaling — not the figure every trader gets.
Entry price — lowest advertised ($)
Lower is betterMax funding — headline ($)
Higher is betterOur editorial scorecard (0–5)
Who wins each dimension
| Dimension | Take Profit Trader | Upcomers | Edge |
|---|---|---|---|
| Pricing & value | 4.0 | 4.0 | Tie |
| Profit split | 3.0 | 5.0 | Upcomers |
| Payout speed | 5.0 | 5.0 | Tie |
| Rules flexibility | 4.0 | 3.0 | Take Profit Trader |
| Transparency | 4.0 | 4.0 | Tie |
Scores are The Prop Examiner’s editorial assessment, not user reviews. See our methodology.
Advertised vs verified
At a glance
Take Profit Trader
Upcomers
What actually binds you
Key trading rules compared
Take Profit Trader
| Phase / model | Rule | Published value |
|---|---|---|
| Test | Profit target | $50K Test = $3,000 (other sizes scale) |
| Test / PRO+ | Drawdown | EOD Trailing ($50K = $2,000); PRO uses Intraday drawdown |
| All | Daily loss limit | None per the comparison table |
| All | Contract limits | $50K = 6 contracts / 60 micros (no Test vs PRO difference) |
| Test → PRO | Minimum trading days | ~5 to reach PRO; 0 until first withdrawal in PRO |
| Test | Consistency | Applies to Test only; 'None' in PRO and PRO+ |
| PRO / PRO+ | Prohibited styles | No bots, no counter positions; news rule applies (none in Test) |
Upcomers
| Phase / model | Rule | Published value |
|---|---|---|
| Challenge | Profit target | 5% net profit |
| Challenge | Daily loss limit | 6% max within a single day |
| Challenge | Overall loss limit (Dynamic Risk Shield) | 10% below highest equity (trailing) |
| Challenge | Minimum trading days | None |
| Challenge | Consistency / Best Day Rule | Does not apply |
| Funded | Daily loss limit | 3% max daily loss |
| Funded | Overall loss limit (Dynamic Risk Shield) | 6% below peak equity (trailing) |
| Funded | Max risk per trade | 3% of initial balance (hard breach) |
| Funded | Consistency (Best Day Rule) | No single day > 20% of total withdrawal (soft) |
| Funded | Profit split | 99% to trader |
| Funded | Withdrawal requirement | Reach 1% profit on initial balance first |
Rules vary by product. For a plan-by-plan comparison, use the account comparison tool.
Balanced view
Pros & cons
Take Profit Trader
Strengths
- Day-one withdrawals in the PRO account with no payout windows and no maximum withdrawal amount.
- One-step evaluation (Test) and a one-time $130 PRO fee rather than continued recurring billing.
- No scaling plan and identical contract limits between Test and PRO.
- Clear upgrade path to PRO+ live-market accounts with a higher 90/10 split and no buffer requirement.
Cons & open risks
- PRO accounts are simulated (SIM); the funded stage is not live until PRO+.
- PRO split is 80/20, lower than some competitors' funded splits until you upgrade.
- A buffer requirement applies in PRO (removed only in PRO+), and a news rule restricts event trading.
- The firm's own disclosure notes only 36.22% of Trading Tests were passed in 2025; exact minimum withdrawal not stated.
Upcomers
Strengths
- Documented, public rules and a help center you can read before buying.
- Wide range of account sizes and products (challenge + instant funding).
- High advertised profit split (up to 99%, verified at 99% on Thunderbolt funded).
- No minimum trading days on the Thunderbolt challenge.
- States it does not act as a broker or accept deposits for investment.
Cons & open risks
- Headline figures (up to $1.5M, up to 99%) are maximums, not typical outcomes.
- Profit split and rules vary by product — 99% is verified only on Thunderbolt funded.
- Trailing drawdown (“Dynamic Risk Shield”) is stricter than a static limit.
- Promotional pricing changes frequently and is not permanent.
- Self-reported metrics (e.g. 99% payout approval) are not independently audited.
- As with all prop challenges, most buyers do not reach a payout.
Our take
Which should you choose?
Upcomers rates marginally higher on our scorecard, but "better" depends on what you trade and the rules you can live within. Read each verdict, then verify the figures for your exact product before buying.
Take Profit Trader offers a streamlined one-step path to funding with genuine day-one withdrawals and no payout windows, which is a real differentiator. The trade-offs are an 80/20 PRO split, a buffer and news rule, and a simulated PRO stage until you upgrade to live PRO+ accounts. The Prop Examiner has no affiliate relationship with Take Profit Trader at this time.
Upcomers documents its rules publicly and offers an unusually broad product line with a genuinely high split on its Thunderbolt funded product. The trade-offs are a trailing “Dynamic Risk Shield” drawdown that is less forgiving than a static limit, heavy reliance on “up to” headline figures, and promo pricing that shifts. It is a reasonable option to compare if you read the rules for your exact product, treat the headline numbers as ceilings, and start with the smallest suitable plan.
Affiliate disclosure: The Prop Examiner is an independent project and may earn a commission if you sign up through some of our links. We are not affiliated with any firm reviewed. Trading challenges are simulated/educational products; no profits or payouts are guaranteed.
Common questions
Take Profit Trader vs Upcomers FAQ
- Is Take Profit Trader or Upcomers better?
- Our independent ratings: Take Profit Trader 4.1/5, Upcomers 4.4/5. Upcomers edges it on our scorecard, but the right pick depends on your market, budget and the rules you can trade within.
- Which is cheaper to start, Take Profit Trader or Upcomers?
- Lowest advertised entry price: Take Profit Trader from $150, Upcomers from $39. Upcomers has the lower starting price, but compare like-for-like account sizes — cheapest is not always best value.
- Does Take Profit Trader or Upcomers pay out faster?
- Take Profit Trader: Withdraw from day one in PRO; no payout windows, no maximum; typically ~1 business day. Upcomers: On-demand after 1% profit; “12h” advertised, <1h avg claimed. Payout speed and eligibility depend on the product and on meeting each firm's rules; no payout is guaranteed.
Cited & dated
Sources
Figures trace to each firm’s own pages, accessed on the dates shown. Re-verify before relying on any number — pricing and promos change.
- 1.Take Profit Trader — homepage (pricing, parameters, comparison, FAQ)· accessed 2026-06-17
- 2.Take Profit Trader — NOFEE40 promo FAQ (Help Center)· accessed 2026-06-17
- 3.Take Profit Trader — Knowledge Base· accessed 2026-06-17
- 4.Upcomers — homepage (headline claims)· accessed 2026-06-17
- 5.Upcomers — how we operate· accessed 2026-06-17
- 6.Upcomers — Thunderbolt complete rules· accessed 2026-06-17
- 7.Upcomers — instruments & platforms· accessed 2026-06-17
- 8.Upcomers — affiliate program terms· accessed 2026-06-17
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