Maximum allocation limits: how much funded capital one prop trader can hold
Buying a second or third challenge doesn't always mean more capital. Most firms cap the total simulated balance, or the number of accounts, one trader can hold. Here is how those limits work and what to check.
Many traders plan to grow by stacking accounts: pass one challenge, buy another, then run several at once. That can work, but most firms put a ceiling on it. A maximum allocation limit caps how much simulated capital, or how many accounts, one trader can hold at the same time. This is educational, not advice. Limits change, so always confirm the current terms on the firm's own site.
What an allocation limit is
An allocation limit is a cap on total simulated capital across all of your accounts at a firm. It isn't the same as the largest account size you can buy.
- Per-account size: the biggest single account on sale (for example, $200K).
- Total allocation: the most you can hold across every account combined (for example, $400K).
- Account-count limit: some firms count accounts instead of dollars.
Allocation is also different from a payout cap, which limits how much you can withdraw. See payout caps explained.
How firms in our dataset set the ceiling
Dollar caps across accounts
- Alpha Capital Group sells up to $200K per account, with a $400,000 maximum across all four plans, applied per trader/household.
- BrightFunded lists a $400,000 maximum funded allocation.
- Crypto Fund Trader caps funded allocation at $300,000 per user. It also caps simulated profit at $10,000 per day and/or per trade.
- FundedNext has a reported aggregate cap of about $300K across accounts. We flag this as reported, so verify it with the firm.
Account-count caps
- The5ers limits its low-cost Bootcamp program to 4 active accounts per trader.
- Crypto Fund Trader allows no more than 5 simultaneous final-stage accounts on its BREAK program.
- Apex lets you hold up to 20 accounts, which is high for futures. Each Performance Account still has its own rules, and 6 payouts close a PA.
Caps reached by scaling
- Blueberry Funded puts its ceiling at $2,000,000 total allocation, but you get there through its scaling plan, not by buying it on day one.
Why firms cap allocation
The limits are there to manage the firm's risk. One trader running a large amount of simulated capital, often on the same strategy, concentrates the firm's payout exposure. A cap also explains why "up to $2M" marketing is usually a scaling ceiling, not a starting size. Our guide to "up to" headline numbers covers this in more detail.
What this means if you plan to stack accounts
- Count before you buy. A challenge that would take you over the cap may not be allowed to go funded, so check before you pay the fee.
- Check "household" wording. Some caps cover everyone at the same address or payment details, not just you.
- Copying across accounts has its own rules. Running the same trades on several of your own accounts is allowed at some firms and limited at others. See copy trading at prop firms.
- More accounts means more ways to breach. A bad day can hit every account at once if they all hold the same positions.
- Bots can add their own limits. Some firms set separate allocation caps for EAs. See AI and EA rules.
Key takeaways
- Many firms cap total simulated capital per trader, not just the size of one account.
- Typical dollar caps in our dataset are $300K–$400K, and some firms cap the number of accounts instead.
- Large "up to" figures are usually reached through scaling, not by buying them.
- Check the cap, the "household" wording and the copy-trading rules before buying another account.
Compare the limits yourself
Each firm dossier lists allocation and payout limits with sources. You can line plans up side by side in compare accounts, and terms like scaling plan and copy trading are defined in the glossary.
