Dossier · Independent review
FundedNext: the dossier
FundedNext runs its “Stellar” line of 1-step, 2-step, Lite, and Instant accounts, with a profit share that begins in the challenge phase and a published per-tier withdrawal schedule.
Short verdict
FundedNext stands out for broad Stellar range, early challenge-phase profit share, and transparent withdrawal minimums; watch out for top split (95%) is below some competitors' headline ceilings.
The Prop Examiner verdict-in-brief
Broad Stellar range, early challenge-phase profit share, and transparent withdrawal minimums; top split below some rivals.
95%
Profit split (up to)
$59.99
Entry price (from)
$200K
Max funding (headline)
Scorecard
Five dimensions, scored 0–5
4.2
avg
- Pricing & value
- 4.0/5
- Profit split
- 4.0/5
- Payout speed
- 4.0/5
- Rules flexibility
- 4.0/5
- Transparency
- 5.0/5
Advertised vs verified
At a glance
Advertised claims vs what we could verify. “Up to” figures are maximums; rows flagged verify before launch are unconfirmed.
Every figure traces to the cited & dated sources below.
What actually binds you
Key trading rules
Where challenges are won or lost — sourced from FundedNext’s own pages. Rules vary by product; the per-plan breakdown follows.
| Phase / model | Rule | Published value |
|---|---|---|
| 1-Step | Profit target | 10% |
| 2-Step | Profit target | 8% (phase 1) + 5% (phase 2) |
| Lite | Profit target | 8% + 4% |
| 1-Step | Daily loss limit | 3% |
| 2-Step | Daily loss limit | 5% |
| Lite | Daily loss limit | 4% |
| 1-Step | Max drawdown | 6% static |
| 2-Step | Max drawdown | 10% static |
| Instant | Max drawdown | 6% trailing |
| 1-Step | Minimum trading days | 2 days |
| 2-Step | Minimum trading days | 5 days |
Rules verified from FundedNext's package-comparison page on the access date. The consistency rule was not exposed on official pages; verify before buying.
EAs, algos, bots & copy trading
Automation & AI policy
MIXED — EAs/bots (even martingale) explicitly permitted on MT4/MT5, but gated by an EA usage fee, a $300K per-EA cap, strict uniqueness rules, a no-switching rule between automated and manual, and only on MT4/MT5; HFT/arbitrage/tick-scalping banned.
| Policy area | What the firm states |
|---|---|
| Expert Advisors (EAs) | Limited — third-party EAs and trading bots are allowed (incl. martingale EAs) on MT4/MT5 only, but require an additional EA usage fee, must be customized to a unique strategy (no identical trades across accounts), are capped at $300,000 allocation per EA, and using an EA to pass the challenge then switching to manual on the funded account (or vice versa) is not allowed; specific "prop-pass" EAs are banned (e.g., The Prop Pilot EA, PropEA, Gold OneShot EA MT5, Forex Flex EA, X Pass Bot). |
| Algorithmic trading | Limited — automated/algo strategies allowed under the EA rules above (fee, uniqueness, allocation cap, consistency between phases); not allowed on cTrader or Match-Trader. |
| Copy trading | Limited — copy trading is allowed only between Challenge Accounts owned by the same individual; copy trading across accounts not owned by the same person (incl. relatives, family, friends) is strictly prohibited. |
| HFT / tick scalping | Banned — HFT, tick scalping, latency trading, and arbitrage are all listed as strictly prohibited; grid trading and cross-account hedging are also prohibited (single-account hedging allowed). |
| Trading bots / AI | Limited — bots permitted under the same EA rules (MT4/MT5, fee, unique strategy, allocation cap); no separate AI/ML carve-out published; mass-distributed prop-pass bots are named and banned. |
| News trading | Restricted — allowed in challenge phase without restriction; on funded accounts a News Reward Share Rule applies to trades 5 min before/after a listed high-impact event (10-min window) where only 40% of profit counts but 100% of losses apply; holding through news is allowed; FundedNext Futures has no news rules. |
| Automation platforms | MT4 and MT5 EAs/bots only; EA & bot trading not allowed on cTrader or Match-Trader (CFD side). Futures arm uses Tradovate/NinjaTrader/TradingView. |
Verbatim policy from FundedNext. Items flagged verifyare unconfirmed — check the firm’s terms for your product. Educational information, not trading advice.
Looking to compare automation rules across firms? See our best prop firms for AI, algo & EA trading ranking.
What you trade on & what binds the funded account
Platforms & funded-account rules
What binds a funded account: platforms, post-funding consistency, scaling, refunds, time and position limits, weekend / news rules. Each value links its ↗ source; = explainer; verify = unconfirmed.
Trading platforms provided
Payouts & timing
Payout frequency
Varies by model — Stellar 2-Step: first cycle 21 days then 14-day cycles (if profit + request in prior cycle). 1-Step: eligible after 5 business days. Lite: 21 days. Stellar Instant: on-demand or bi-weekly.
First payout
First reward eligibility: 1-Step 5 business days; 2-Step 21 days (first cycle); Lite 21 days; Stellar Instant on-demand/bi-weekly.
Minimum payout
CFD accounts: $20 on USDT (TRC20/ERC20), $50 on USDC or RiseWorks. (Reported first-withdrawal $ minimums $250/$500 by size are unconfirmed on official pages.) verify
Payout methods
Crypto only on CFD accounts — USDT (TRC20/ERC20), USDC (ERC20) via Confirmo, plus RiseWorks. No bank wire / PayPal / Skrill payout option as of 2026. verify
Payout speed
Guaranteed processing within 24h of request ($1,000 added if exceeded); CFD payouts average ~5h via Confirmo. A processing fee up to 3.5% applies. verify
Profit-split scaling
Yes. Challenge models — base 80% → 90% via Scale-Up → up to 95% with paid add-ons (reward structure changed Jan 2026; pre-Jan buyers kept 90% base). Stellar Instant — 70% from Day 1, rising to 80% from Tier 3 onward.
Payout / profit cap
No explicit max first-payout cap surfaced. First reward eligibility: 1-Step 5 business days; 2-Step first cycle 21 days then 14-day cycles; Lite 21 days; Instant on-demand/bi-weekly. Reported aggregate allocation cap ~$300K across accounts. Reported first-withdrawal $ minimums $250 (25K/50K) / $500 (100K) [UNVERIFIED]. verify
Refundable fee
Registration ("Refundable") Fee returned with a Performance Reward (must be manually selected at withdrawal): 2-Step = refunded with 1st reward; 1-Step = 1st reward if bought before 2026-01-12, else 3rd reward; Lite = 3rd reward; Stellar Instant = NO refundable fee. (Separate true refund only within 7 days of purchase if no trade placed.)
Funded consistency rule
The four CFD Stellar accounts (1-Step, 2-Step, Lite, Instant) do NOT have a consistency rule on the funded account. (The official CFD 2-Step rules article lists daily loss, max loss, min trading days, copy-trade and prohibited-strategy rules but NO consistency rule.) The 40% consistency rule applies to the separate FUTURES products (Bolt/Legacy/Rapid), not the CFD line.
Funded-account rules & cost
Cost
Cheapest entry Stellar Instant $2K $59.99 (→$44.99 with NEW25) and Stellar 2-Step $6K $59.99 (→$44.99). 2-Step ladder: $6K $44.99 / $15K $89.99 / $25K $149.99 / $50K $224.99 / $100K $549.99 / $200K $1,099.99. NEW25 = 25% off up to $50K.
Payment methods (to buy)
Card (Visa/Mastercard), digital wallets (PayPal, Skrill, Apple Pay, Google Pay), and crypto (BTC, ETH, LTC, DOGE, SOL, USDT TRC20/ERC20, USDC ERC20). Plus regional/local methods (TC Pay and 20+ local options). Card & crypto deliver credentials instantly.
Time limit
No evaluation time limit (unlimited time to complete). Min trading days: 2 (1-Step), 5 (2-Step), 5 (Lite); Instant N/A.
Inactivity rule
CFD challenge accounts flagged inactive after 60 consecutive calendar days with no trade (warning email + 24h grace); login or one trade within 35 consecutive days avoids the inactivity flag.
Max position / lot limit
No fixed lot/contract cap surfaced for the Stellar CFD line on the rules pages reviewed (risk constrained via 3–5% daily and static max-loss limits). verify
4 plans · per-plan detail
Rules by account plan
Every plan’s model, rules and size/price matrix. = explainer · ↗ source = firm’s page · verify = unconfirmed. Compare against other firms →
Stellar 1-Step
One-step evaluation with up to 95% profit split and a 10% profit target — suited to confident traders who want funding quickly without a second phase.
Sizes & price
| Account size | Entry price |
|---|---|
| $6K | Not statedverify |
| $15K | Not statedverify |
| $25K | Not statedverify |
| $50K | Not statedverify |
| $100K | Not statedverify |
| $200K | Not statedverify |
Fastest model; static 6% max-loss is trader-friendly. Pre-Jan-2026 1-Step buyers kept 90% base. Research model: 1-step (CFD Stellar line).
Rules sourced from official pages — Stellar 1-Step rules hub. Promo terms change; confirm at checkout.
Stellar 2-Step
Two-step evaluation with up to 95% profit split, a 8% profit target and bi-weekly payouts — suited to steady, risk-controlled traders happy to prove consistency over two phases.
Sizes & price
| Account size | Entry price |
|---|---|
| $6K | $59.99 → $44.99 (NEW25) |
| $15K | $119.99 → $89.99 (NEW25) |
| $25K | $199.99 → $149.99 (NEW25) |
| $50K | $299.99 → $224.99 (NEW25) |
| $100K | $549.99 |
| $200K | $1,099.99 |
Most popular. Static 10% max-loss + 5% daily. Research model: 2-step (CFD Stellar line).
Rules sourced from official pages — Stellar 2-Step rules hub. Promo terms change; confirm at checkout.
Stellar Lite
Two-step evaluation with up to 95% profit split and a 8% profit target — suited to steady, risk-controlled traders happy to prove consistency over two phases.
Sizes & price
| Account size | Entry price |
|---|---|
| $6K | Not statedverify |
| $15K | Not statedverify |
| $25K | Not statedverify |
| $50K | Not statedverify |
| $100K | Not statedverify |
| $200K | Not statedverify |
"Lowest entry"; tighter 8% static max-loss / 4% daily than 2-Step. Research model: 2-step, low entry (CFD Stellar line).
Rules sourced from official pages — Stellar Lite rules hub. Promo terms change; confirm at checkout.
Stellar Instant
Instant funding with up to 80% profit split and on-demand payouts — suited to traders who want to skip the challenge and start on funded rules straight away.
Sizes & price
| Account size | Entry price |
|---|---|
| $2K | $59.99 → $44.99 (NEW25) |
| $5K | $149.99 → $112.49 (NEW25) |
| $10K | $299.99 → $224.99 (NEW25) |
| $20K | $599.99 → $449.99 (NEW25) |
No challenge/target/daily-limit; the constraint is the 6% trailing drawdown. Lower split (up to 80%) and lower leverage than the challenge models. Aggregate allocation cap reported $300K across accounts.
Rules sourced from official pages — Stellar Instant rules hub. Promo terms change; confirm at checkout.
Rule glossaryEvery term on this page, in plain English
- Profit target
- The percentage gain a trader must achieve on a challenge or evaluation account to advance to the next phase or become funded. It is usually measured against the starting balance and must be met without breaching any loss limit.
- Max daily loss
- A cap on how much an account may fall within one trading day, measured from either the day's starting balance or starting equity. Breaching it typically fails the account, even if the overall loss limit is untouched.
- Max overall loss
- Also called maximum total loss or overall drawdown — the furthest an account may fall from its baseline before it is failed. Whether the baseline is fixed or moves with profits depends on the drawdown type.
- Static drawdown
- A maximum-loss level calculated once from the starting balance and held fixed for the life of the account. Profits do not raise it, so the buffer below your equity grows as you gain.
- Trailing drawdown
- A maximum-loss level that follows the account upward as it reaches new equity or balance highs, locking in some gains. Once it ratchets up it usually does not fall back, so giving back profits can still breach it.
- End-of-day (EOD) drawdown
- A trailing drawdown that recalculates from the highest end-of-day balance rather than intraday peaks. Open-trade spikes during the day do not move the limit — only the closing figure does.
- Minimum trading days
- A requirement to place trades on a set number of distinct days before an account can pass a phase or request a payout. It discourages passing on a single lucky trade.
- Consistency rule
- A limit on how concentrated profits may be — for example, no single day may account for more than a set percentage of total profit. It is meant to reward steady performance over one-off windfalls; breaching it can delay a payout or block a pass.
- Profit split
- The percentage of profits a funded trader keeps, with the rest retained by the firm (e.g. an 80% split means the trader keeps 80%). Advertised "up to" splits are usually ceilings reached only at higher tiers or after scaling.
- Scaling plan
- A structured path that increases a funded trader's account size (and sometimes profit split) after meeting performance and consistency conditions. Terms and timelines vary widely between firms.
- Leverage
- The ratio between position size and the capital backing it (e.g. 1:100 means $1 controls $100 of exposure). Higher leverage amplifies both gains and losses against your drawdown limits.
- Evaluation / challenge
- A simulated trading test — sometimes called a challenge — where a trader must hit a profit target without breaking the rules to earn a funded (or simulated-funded) account. It usually carries a one-time fee.
- Instant funding
- A product that skips the evaluation and grants a funded account immediately, typically for a higher upfront fee and often with stricter rules, lower initial splits, or tighter drawdown than evaluation paths.
- 1-step
- An evaluation that funds a trader after one phase, requiring a single profit target to be hit within the loss limits. Fewer phases can mean a tighter target or drawdown.
- 2-step
- An evaluation split into two phases, each with its own profit target, before funding. The two-phase structure is the most common model across the industry.
- 3-step
- An evaluation with three sequential phases before funding, usually with lower per-phase targets spread across the stages. More phases can mean a longer path but gentler individual targets.
- Payout / withdrawal cycle
- The schedule and conditions for withdrawing funded profits — for example, on-demand, bi-weekly, or monthly, sometimes after a minimum profit or a set number of trading days. Early-payout terms and minimums vary by firm.
- Prohibited strategies
- Approaches a firm bans in its rules — breaching them can void profits or fail an account. Commonly restricted styles include martingale, grid, certain hedging or arbitrage, high-frequency or tick scalping, news trading, copy trading, and all-in gambling-style bets.
- Martingale
- A strategy that raises trade size after each loss in an attempt to recover prior losses with one win. Firms often prohibit it because it concentrates risk and can blow through drawdown limits quickly.
- Grid trading
- A system that places a ladder of buy and sell orders at fixed intervals regardless of direction. It is frequently restricted because it can build large, correlated exposure that strains risk limits.
- Hedging
- Opening opposing positions in the same or correlated instruments to offset risk. Some firms allow internal hedging but prohibit hedging across accounts or between traders to game evaluations.
- Arbitrage
- Profiting from price discrepancies between brokers, feeds, or instruments, including latency arbitrage. It is commonly banned because it can exploit a firm's simulated pricing rather than reflect genuine market skill.
- HFT / tick scalping
- High-frequency trading and tick scalping involve large numbers of trades held for seconds or less, often automated. Firms frequently restrict them, sometimes via minimum hold-time rules, because they can exploit feed latency.
- News trading
- Opening or holding positions through scheduled high-impact news events to capture volatility. Some firms restrict trading within a window around major releases on evaluation or funded accounts.
- Copy trading
- Automatically replicating one account's trades onto others, or copying signals from a third party. Firms often limit it to a trader's own accounts and prohibit copying between unrelated traders.
- Expert Advisors (EAs)
- Algorithms or robots — often MetaTrader Expert Advisors — that place trades automatically. Policies range from fully allowed to banned; many firms permit personal EAs but forbid shared or exploit-oriented bots.
- Gambling / all-in
- Staking an outsized share of the account on a single trade in hope of a fast pass. Firms restrict it because it relies on luck rather than risk management and undermines consistency rules.
Educational definitions only — not trading advice, and no outcome is guaranteed. The exact meaning of any rule depends on the firm’s own terms for your specific product; always verify there before relying on it.
Want the full reference? See the prop-firm rule glossary.
The field, in bars
How the profit split compares
Headline (“up to”) maximum vs the field — ceilings gated behind tiers or scaling, not what every trader gets.
Profit split — headline maximum (%)
Higher is betterBalanced view
Pros, cons & open risks
Strengths
- Profit share begins in the challenge phase (15%).
- Wide model range (1-Step, 2-Step, Lite, Instant) and account sizes from $6K.
- Published, transparent per-tier withdrawal minimums.
- “24h payout processing” promise and multiple trading platforms.
Cons & open risks
- Top split (95%) is below some competitors' headline ceilings.
- CFD funded account cap is $300K before scaling.
- The consistency rule was not exposed on official pages.
- As with all prop challenges, most buyers do not reach a payout.
Do this first
What to verify before buying
Confirm each of these for your exact product:
- 01Current promo (CFD discounts, BOLT/Flex codes) and whether it applies to your size.
- 02The exact profit share and withdrawal minimum for your chosen model and tier.
- 03Any consistency rule for your model (not published on the comparison page).
- 04Drawdown mechanics (static vs trailing) for your specific Stellar product.
The Prop Examiner
Our verdict
FundedNext offers a broad Stellar range, an unusually early (challenge-phase) profit share, and clearly published withdrawal minimums. Its top split sits below some rivals' headline ceilings and its funded cap is $300K before scaling, but the transparency on payouts is a plus. Confirm the current promo and any consistency rule for your model before buying. The Prop Examiner has no affiliate relationship with FundedNext at this time.
Reference link
Go to FundedNext
Common questions
FundedNext FAQ
- What is FundedNext's profit split?
- Up to 95% (Stellar); Instant up to 80%; 15% from challenge phase. Confirm the split for the exact product you buy, as it can vary by model and tier.
- How fast does FundedNext pay out?
- Bi-weekly or monthly per model; “24h payout processing” promise. Payout speed and eligibility depend on the product and on meeting the firm's rules; no payout is guaranteed.
- What account sizes does FundedNext offer?
- $6K, $15K, $25K, $50K, $100K, $200K. Headline maximums are ceilings reached via scaling, not the size you start with.
- Does FundedNext have a discount code?
- The Prop Examiner has no affiliate relationship with FundedNext at this time. Check FundedNext's own site for any current promotions and confirm the total at checkout.
- Is FundedNext worth it?
- Broad Stellar range, early challenge-phase profit share, and transparent withdrawal minimums; top split below some rivals. Read the rules for your exact product, treat headline numbers as ceilings, and start with the smallest suitable plan — prop challenges are simulated/educational products and most buyers do not reach a payout.
Cited & dated
Sources
Every figure traces to a FundedNext source below, accessed on the date shown. Re-verify before relying on any number — pricing and promos change.
- 1.FundedNext — homepage· accessed 2026-06-17
- 2.FundedNext — package comparison· accessed 2026-06-17
- 3.FundedNext — CFD accounts & pricing· accessed 2026-06-17
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