Profit splits explained: 80% vs 90% vs 100%
A 100% split sounds unbeatable — until you read the conditions. Here is what 80%, 90% and 100% really mean across prop firms in 2026.
The profit split is the share of trading profit you keep. Headline splits have crept toward 100% — but the top number is almost always gated behind a tier, a cycle, or a scaling milestone. Here is how to read it.
This is a neutral explainer using the firms we track. Confirm the split for your exact product.
The baseline: 80%
80% is the common starting point. The5ers begins at 80%, Alpha Capital Group offers up to 80%, and several firms use 80% as the funded-account base before any scaling.
The middle: 90%
90% is often a reward for an upgraded product or sustained performance.
- FTMO's 1-Step pays 90%; its 2-Step starts at 80% and can reach 90% via scaling.
- FundedNext scales up to 95% on its Stellar line, with profit share beginning in the challenge phase at 15%.
The top: 100% — and the conditions
Several firms advertise up to 100%, but read the gate:
- FundingPips reaches 100% only on a 30-day cycle; faster cadences pay 60% (weekly) or 80% (bi-weekly), and the top tiers require a 35% consistency score.
- Upcomers advertises up to 99%, verified at 99% on Thunderbolt funded — not across every product.
- The5ers and BrightFunded scale toward 100% as the account grows through milestones.
- E8 Markets lets you select 80% / 90% / 100% on E8 One at purchase.
What the split is really worth
A higher split only helps if you can actually withdraw under it. Weigh it against:
- Cadence trade-offs — 100% may require the slowest payout cycle.
- Consistency gates — top tiers can require a consistency score or best-day compliance.
- Scaling requirements — "up to 100%" may mean after months of growth, not on day one.
- The base you'll realistically trade at — the starting split often matters more than the ceiling.
| Split | Typically means |
|---|---|
| 80% | Common funded-account baseline |
| 90% | Upgraded product or scaling reward |
| 100% | Gated by cycle, consistency, or scaling |
Key takeaways
- The headline split is usually a ceiling, not the starting rate.
- 100% often requires the slowest payout cycle or a consistency score.
- Scaling-based splits arrive after sustained growth, not immediately.
- Compare the realistic starting split, not just the advertised maximum.
Compare splits side by side
Each firm dossier shows the verified split and how it's gated, and the comparison tool ranks splits across firms. See the glossary for terms like scaling and consistency score.
